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Company Analysis

First Northwest Bancorp FNWB

A comprehensive view of key metrics, scores, and financial health for First Northwest Bancorp

Overview of First Northwest Bancorp

FNWB NGM
Financial Services Banks - Regional Micro Cap
First Northwest Bancorp (FNWB), is a Micro Cap company, in the Banks - Regional industry, last closed at $8.90, about 88.2% undervalued vs fair value, -12.8% 1Y return, ranked 921/1004 in sector.
$8.90
-1.33%
As of March 13, 2026
Previous close • Vol 90d: 25.2%
52-Week Range
Market Cap
$79.67M
Enterprise Value
$405.16M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.ourfirstfed.com
HQ Port Angeles, WA
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$9
$17
$31
Current: $8.90 +88% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$111.1M
11.1%%
Interest Expense
$49.7M
Net Interest Income
$55.1M
-9%%
Total Revenue
$107.2M
75.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-4.3%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating First Northwest Bancorp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
13
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
9
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing FNWB's balance between Growth (74.4%), Profitability (12.9%), and Safety (12.7%). Growth 74% Safety 13% Profitability 13%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

34th percentile vs peers
35
Key Signals
Rev Growth YoY 75.7% 68p Revenue CAGR 3Y 10.2% 22p Asset Growth YoY -5.6% 4p
Strengths

No notable strengths identified for this axis.

Risks
  • Asset Growth Yoy in bottom 20% of peers (-5.6%)

Profitability

6th percentile vs peers
6
Key Signals
Strengths
Risks
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Safety

5th percentile vs peers
6
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for First Northwest Bancorp.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$16.75
- - -
+88.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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