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Company Analysis

Shift4 Payments, Inc. FOUR

A comprehensive view of key metrics, scores, and financial health for Shift4 Payments, Inc.

Overview of Shift4 Payments, Inc.

FOUR NYQ
Technology Software - Infrastructure Mid Cap
Shift4 Payments, Inc. (FOUR), is a Mid Cap company, in the Software - Infrastructure industry, last closed at $43.33, about 394.0% undervalued vs fair value, -50.3% 1Y return, placing in the top 25% of its sector.
$43.33
-1.32%
As of March 13, 2026
Previous close • Vol 90d: 55.0%
Market Cap
$4.43B
Enterprise Value
$8.08B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.shift4.com
HQ Center Valley, PA
Employees 4,000
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$195
$214
$236
Current: $43.33 +394% vs base

Engine Room Money Flow™

Mid Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$4.2B
25.5%%
Gross Profit
$1.4B
46.7%%
Operating Income
$351.0M
39.8%%
Net Income
$119.0M
-48.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
261.0%
Excellent

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$517.0M
166.5% of FCF

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
6
Active Leaks
1/6
Improving
2
High Impact
1
Critical
Locked Leak
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Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Shift4 Payments, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
59
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
59
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 97% Coverage
Trade-Off Triangle Visualization A ternary plot showing FOUR's balance between Growth (37.6%), Profitability (29.9%), and Safety (32.6%). Growth 38% Safety 33% Profitability 30%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

68th percentile vs peers
68
Key Signals
Rev Growth YoY 25.5% 72p Revenue CAGR 3Y 28.0% 74p EPS Growth YoY 77.5% 78p TSR -38.9% 18p
Strengths
  • D/E Ratio in top 20% of peers (3.20, 92th percentile)
  • Net Debt/Ebitda in top 20% of peers (4.68, 80th percentile)
  • Superior capital returns - 2 return metrics above peer median
  • Growth above peer median with strong metric coverage (90%)
  • Roe in top 20% of peers (31.4%, 81th percentile)
Risks

No significant risks identified for this axis.

Profitability

54th percentile vs peers
54
Key Signals
Strengths
Risks
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Safety

59th percentile vs peers
59
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Shift4 Payments, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$214.04
- - -
+394.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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