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Company Analysis

Primis Financial Corp. FRST

A comprehensive view of key metrics, scores, and financial health for Primis Financial Corp.

Overview of Primis Financial Corp.

FRST NGM
Financial Services Banks - Regional Small Cap
Primis Financial Corp. (FRST), is a Small Cap company, in the Banks - Regional industry, last closed at $12.78, about 25.6% undervalued vs fair value, +26.4% 1Y return, ranked 684/1004 in sector.
$12.78
-0.54%
As of March 13, 2026
Previous close • Vol 90d: 31.5%
52-Week Range
Market Cap
$315.61M
Enterprise Value
$434.17M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.primisbank.com
HQ McLean, VA
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$9
$16
$30
Current: $12.78 +26% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$211.0M
9.5%%
Interest Expense
$89.0M
Net Interest Income
$104.2M
5.6%%
Total Revenue
$312.6M
112.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-4.6%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Primis Financial Corp.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
42
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
23
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing FRST's balance between Growth (73.2%), Profitability (22.8%), and Safety (4.0%). Growth 73% Safety 4% Profitability 23%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

85th percentile vs peers
85
Key Signals
Rev Growth YoY 1.12 87p Revenue CAGR 3Y 37.6% 91p Asset Growth YoY 9.7% 77p
Strengths
  • Growth performance in top 20% of peers (percentile: 85)
  • Rev Growth Yoy in top 20% of peers (1.12, 87th percentile)
  • Revenue Cagr 3Y in top 20% of peers (37.6%, 91th percentile)
Risks

No significant risks identified for this axis.

Profitability

26th percentile vs peers
27
Key Signals
Strengths
Risks
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Safety

4th percentile vs peers
5
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Primis Financial Corp..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$16.05
- - -
+25.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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