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Company Analysis

FirstSun Capital Bancorp FSUN

A comprehensive view of key metrics, scores, and financial health for FirstSun Capital Bancorp

Overview of FirstSun Capital Bancorp

FSUN NMS
Financial Services Banks - Regional Small Cap
FirstSun Capital Bancorp (FSUN), is a Small Cap company, in the Banks - Regional industry, last closed at $34.84, about 18.5% undervalued vs fair value, -10.2% 1Y return, ranked 792/1004 in sector.
$34.84
-0.63%
As of March 13, 2026
Previous close • Vol 90d: 35.0%
52-Week Range
Market Cap
$971.59M
Enterprise Value
$387.86M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://ir.firstsuncb.com
HQ Denver, CO
Employees 1,177
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$23
$41
$77
Current: $34.84 +19% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$459.5M
11.1%%
Interest Expense
$162.6M
Net Interest Income
$296.9M
1.2%%
Total Revenue
$377.4M
3.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.3%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$167.0K
0.2% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating FirstSun Capital Bancorp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
56
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
46
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 82% Coverage
Trade-Off Triangle Visualization A ternary plot showing FSUN's balance between Growth (20.8%), Profitability (40.7%), and Safety (38.5%). Growth 21% Safety 39% Profitability 41%

Click axes to expand details. Marker shows current allocation.

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Growth

26th percentile vs peers
26
Key Signals
Asset Growth YoY 2.8% 42p Revenue CAGR 3Y 11.4% 26p Rev Growth YoY 3.4% 12p
Strengths

No notable strengths identified for this axis.

Risks
  • Rev Growth Yoy in bottom 20% of peers (3.4%)
  • Growth below peer median (percentile: 26)

Profitability

50th percentile vs peers
51
Key Signals
Strengths
Risks
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Safety

48th percentile vs peers
48
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for FirstSun Capital Bancorp.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$41.30
- - -
+18.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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