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Company Analysis

Grupo Financiero Galicia S.A. GGAL

A comprehensive view of key metrics, scores, and financial health for Grupo Financiero Galicia S.A.

Overview of Grupo Financiero Galicia S.A.

GGAL NCM
Financial Services Banks - Regional Mid Cap
Grupo Financiero Galicia S.A. (GGAL), is a Mid Cap company, in the Banks - Regional industry, last closed at $41.12, about 111066.0% undervalued vs fair value, -29.5% 1Y return, ranked 947/1004 in sector.
$41.12
-4.62%
As of March 13, 2026
Previous close • Vol 90d: 51.7%
52-Week Range
Market Cap
$6.69B
Enterprise Value
$-5.96T
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.gfgsa.com
HQ Buenos Aires
Employees 10,244
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$25347
$45711
$85615
Current: $41.12 +111066% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$8.2T
-20.4%%
Interest Expense
$3.1T
Net Interest Income
$5.1T
37%%
Total Revenue
$7.5T
3.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
26.8%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$615.9B
37.9% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Grupo Financiero Galicia S.A.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
49
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
39
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing GGAL's balance between Growth (27.3%), Profitability (31.0%), and Safety (41.7%). Growth 27% Safety 42% Profitability 31%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

65th percentile vs peers
65
Key Signals
Revenue CAGR 3Y 62.2% 99p Asset Growth YoY 46.2% 97p Rev Growth YoY 3.1% 12p
Strengths
  • Revenue Cagr 3Y in top 20% of peers (62.2%, 99th percentile)
  • Asset Growth Yoy in top 20% of peers (46.2%, 97th percentile)
  • Roe in top 20% of peers (31.1%, 99th percentile)
  • Roa in top 20% of peers (5.9%, 99th percentile)
Risks
  • Rev Growth Yoy in bottom 20% of peers (3.1%)

Profitability

74th percentile vs peers
74
Key Signals
Strengths
Risks
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Safety

99th percentile vs peers
100
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Grupo Financiero Galicia S.A..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$45711.45
- - -
+111066.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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