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Company Analysis

Guild Holdings Company GHLD

A comprehensive view of key metrics, scores, and financial health for Guild Holdings Company

Overview of Guild Holdings Company

GHLD
Financial Services Mortgage Finance
Guild Holdings Company (GHLD), in the Mortgage Finance industry.
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Enterprise Value
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Overall Score
Scores locked

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Top Beats

Quick Facts

Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$146.4M
51.5%%
Interest Expense
$109.8M
Net Interest Income
$36.6M
18.8%%
Total Revenue
$1.2B
60.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
7.7%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$31.9M
32.8% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
1/1
Improving
1
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Guild Holdings Company's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
44
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 64% Coverage
Trade-Off Triangle Visualization A ternary plot showing GHLD's balance between Growth (44.2%), Profitability (32.6%), and Safety (23.2%). Growth 44% Safety 23% Profitability 33%

Click axes to expand details. Marker shows current allocation.

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Growth

68th percentile vs peers
69
Key Signals
Rev Growth YoY 60.9% 88p Revenue CAGR 3Y -10.7% 44p
Strengths
  • Rev Growth Yoy in top 20% of peers (60.9%, 88th percentile)
Risks

No significant risks identified for this axis.

Profitability

50th percentile vs peers
51
Key Signals
Strengths
Risks
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Safety

36th percentile vs peers
36
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Guild Holdings Company.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Fair Value Range Current: $-
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