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Company Analysis

Glen Burnie Bancorp GLBZ

A comprehensive view of key metrics, scores, and financial health for Glen Burnie Bancorp

Overview of Glen Burnie Bancorp

GLBZ OQX
Financial Services Banks - Regional Micro Cap
Glen Burnie Bancorp (GLBZ), is a Micro Cap company, in the Banks - Regional industry, last closed at $4.68, about 57.1% undervalued vs fair value, -7.9% 1Y return, ranked 987/1004 in sector.
$4.68
-1.89%
As of March 13, 2026
Previous close • Vol 90d: 52.3%
52-Week Range
Market Cap
$13.66M
Enterprise Value
$1.44M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.thebankofglenburni...
HQ Glen Burnie, MD
Employees 69
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$4
$7
$14
Current: $4.68 +57% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$15.2M
14.1%%
Interest Expense
$4.3M
Net Interest Income
$10.9M
-9.8%%
Total Revenue
$11.8M
-8.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-0.6%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Glen Burnie Bancorp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
19
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
17
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing GLBZ's balance between Growth (42.0%), Profitability (27.0%), and Safety (31.0%). Growth 42% Safety 31% Profitability 27%

Click axes to expand details. Marker shows current allocation.

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Growth

13th percentile vs peers
14
Key Signals
Asset Growth YoY 2.0% 32p Rev Growth YoY -8.8% 4p Revenue CAGR 3Y -2.5% 5p
Strengths

No notable strengths identified for this axis.

Risks
  • Growth in bottom 20% of peers (percentile: 13)
  • Rev Growth Yoy in bottom 20% of peers (-8.8%)

Profitability

8th percentile vs peers
9
Key Signals
Strengths
Risks
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Safety

10th percentile vs peers
10
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Glen Burnie Bancorp.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$7.35
- - -
+57.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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