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Company Analysis

Great Southern Bancorp, Inc. GSBC

A comprehensive view of key metrics, scores, and financial health for Great Southern Bancorp, Inc.

Overview of Great Southern Bancorp, Inc.

GSBC NMS
Financial Services Banks - Regional Small Cap
Great Southern Bancorp, Inc. (GSBC), is a Small Cap company, in the Banks - Regional industry, last closed at $60.90, about 4.1% overvalued vs fair value, +7.0% 1Y return, ranked 505/1004 in sector.
$60.90
-0.43%
As of March 13, 2026
Previous close • Vol 90d: 28.0%
52-Week Range
Market Cap
$681.43M
Enterprise Value
$988.63M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.greatsouthernbank....
HQ Springfield, MO
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$32
$58
$109
Current: $60.90 -4% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$324.7M
9.4%%
Interest Expense
$113.5M
Net Interest Income
$189.1M
-2.1%%
Total Revenue
$343.3M
56.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
10.3%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$33.9M
54.8% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Great Southern Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
56
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
71
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing GSBC's balance between Growth (19.1%), Profitability (40.0%), and Safety (40.8%). Growth 19% Safety 41% Profitability 40%

Click axes to expand details. Marker shows current allocation.

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Growth

30th percentile vs peers
30
Key Signals
Rev Growth YoY 56.2% 50p Revenue CAGR 3Y 13.7% 32p Asset Growth YoY -6.4% 3p
Strengths
  • Superior capital returns - 2 return metrics above peer median
Risks
  • Asset Growth Yoy in bottom 20% of peers (-6.4%)
  • Growth below peer median (percentile: 30)

Profitability

63th percentile vs peers
64
Key Signals
Strengths
Risks
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Safety

64th percentile vs peers
65
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Great Southern Bancorp, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$58.38
- - -
-4.1% vs current
Snapshot base estimate
Bull
-
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- upside
-
Fair Value Range Current: $-
$- $- $-
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