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Company Analysis

Huntington Bancshares Incorpora HBAN

A comprehensive view of key metrics, scores, and financial health for Huntington Bancshares Incorpora

Overview of Huntington Bancshares Incorporated

HBAN NMS
Financial Services Banks - Regional Large Cap
Huntington Bancshares Incorporated (HBAN), is a Large Cap company, in the Banks - Regional industry, last closed at $15.21, about 6.3% overvalued vs fair value, +2.1% 1Y return, placing in the top 25% of its sector.
$15.21
-1.74%
As of March 13, 2026
Previous close • Vol 90d: 29.3%
52-Week Range
Market Cap
$30.87B
Enterprise Value
$35.26B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.huntington.com
HQ Columbus, OH
Employees 20,424
Fiscal year Dec 31

Next Events

Dividend Apr 1 Ex-div: Mar 18
Earnings Apr 23 Call: Apr 23

Fair Value Snapshot

Bear Base Bull
$8
$14
$27
Current: $15.21 -6% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$10.3B
3.9%%
Interest Expense
$4.3B
Net Interest Income
$6.0B
12.1%%
Total Revenue
$8.2B
10.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.7%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.0B
48.7% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Huntington Bancshares Incorpora's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
60
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
77
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 82% Coverage
Trade-Off Triangle Visualization A ternary plot showing HBAN's balance between Growth (21.8%), Profitability (41.1%), and Safety (37.1%). Growth 22% Safety 37% Profitability 41%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

35th percentile vs peers
36
Key Signals
Asset Growth YoY 10.2% 78p Rev Growth YoY 10.6% 18p Revenue CAGR 3Y 4.0% 14p
Strengths
  • Net Profit Margin in top 20% of peers (27.1%, 85th percentile)
  • Superior capital returns - 2 return metrics above peer median
Risks
  • Rev Growth Yoy in bottom 20% of peers (10.6%)
  • Growth below peer median (percentile: 35)

Profitability

67th percentile vs peers
67
Key Signals
Strengths
Risks
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Safety

60th percentile vs peers
61
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Huntington Bancshares Incorpora.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$14.25
- - -
-6.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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