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Company Analysis

Hamilton Insurance Group, Ltd. HG

A comprehensive view of key metrics, scores, and financial health for Hamilton Insurance Group, Ltd.

Overview of Hamilton Insurance Group, Ltd.

HG NYQ
Financial Services Insurance - Reinsurance Mid Cap
Hamilton Insurance Group, Ltd. (HG), is a Mid Cap company, in the Insurance - Reinsurance industry, last closed at $32.50, about 17.8% overvalued vs fair value, +75.9% 1Y return, ranked 338/1037 in sector.
Metrics Rev Growth 15.3% ROE 22.4% Gross Margin 60.3%
$32.50
0.15%
As of April 28, 2026
Previous close • Vol 90d: 26.1%
52-Week Range
Market Cap
$3.23B
Enterprise Value
$2.21B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Weak
Growth
Good
Profitability
Good
Health
Fair
Efficiency
Good
Valuation
Weak
Completeness: 82%
Confidence: 77%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.hamiltongroup.com
HQ Pembroke
Employees 600
Fiscal year Dec 31

Next Events

Earnings Apr 30 Call: May 1

Fair Value Snapshot

Bear Base Bull
$15
$27
$50
Current: $32.50 -18% vs base

Engine Room Money Flow™

Mid Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$2.7B
15.3%%
Claims & Losses
$-1.3B
-13.1%%
Acquisition & Admin Expenses
$-61.1M
Underwriting Result
$824.9M
32.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
45.9%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$112.5M
19.5% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Hamilton Insurance Group, Ltd.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
61
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Moderate
60
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing HG's balance between Growth (37.6%), Profitability (38.9%), and Safety (23.5%). Growth 38% Safety 24% Profitability 39%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

74th percentile vs peers
74
Key Signals
Rev Growth YoY 15.3% 77p Revenue CAGR 3Y 28.7% 66p Equity Growth YoY 13.7% 77p EPS Growth YoY 50.4% 71p Asset Growth YoY 22.8% 77p
Strengths
  • Net Profit Margin in top 20% of peers (21.0%, 88th percentile)
  • ROA in top 20% of peers (5.5%, 88th percentile)
  • Interest Coverage (EBITDA) in top 20% of peers (42.65, 87th percentile)
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

76th percentile vs peers
77
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Hamilton Insurance Group, Ltd..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$26.71
- - -
-17.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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