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Company Analysis

Hippo Holdings Inc. HIPO

A comprehensive view of key metrics, scores, and financial health for Hippo Holdings Inc.

Overview of Hippo Holdings Inc.

HIPO NYQ
Financial Services Insurance - Property & Casualty Small Cap
Hippo Holdings Inc. (HIPO), is a Small Cap company, in the Insurance - Property & Casualty industry, last closed at $28.73, about 41.6% overvalued vs fair value, +24.4% 1Y return, ranked 791/1037 in sector.
Metrics Rev Growth 25.9% ROE 14.5% Gross Margin 50.9%
$28.73
0.14%
As of April 28, 2026
Previous close • Vol 90d: 30.6%
52-Week Range
Market Cap
$746.15M
Enterprise Value
$549.25M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Weak
Valuation
Fair
Completeness: 70%
Confidence: 74%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.hippo.com
HQ San Jose, CA
Employees 478
Fiscal year Dec 31

Next Events

Earnings May 6 Estimated

Fair Value Snapshot

Bear Base Bull
$9
$17
$31
Current: $28.73 -42% vs base

Engine Room Money Flow™

Small Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$468.6M
25.9%%
Claims & Losses
$-229.9M
-22.8%%
Acquisition & Admin Expenses
$-121.9M
Underwriting Result
$63.3M
331%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
49.1%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$15.6M
27.0% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
3
Active Leaks
0/3
Improving
0
High Impact
3
Critical
Locked Leak
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Locked Leak
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Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Hippo Holdings Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
37
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Developing
36
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing HIPO's balance between Growth (43.7%), Profitability (29.7%), and Safety (26.6%). Growth 44% Safety 27% Profitability 30%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

67th percentile vs peers
67
Key Signals
Rev Growth YoY 25.9% 91p Revenue CAGR 3Y 57.6% 95p EPS Growth YoY 85.8% 65p Equity Growth YoY -4.2% 6p Asset Growth YoY -21.9% 6p
Strengths
  • Rev Growth YoY in top 20% of peers (25.9%, 91th percentile)
  • Revenue CAGR 3Y in top 20% of peers (57.6%, 95th percentile)
  • Growth above peer median with strong metric coverage (100%)
Risks
  • Equity Growth YoY in bottom 20% of peers (-4.2%)

Profitability

45th percentile vs peers
46
Key Signals
Strengths
Risks
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Safety

40th percentile vs peers
41
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Hippo Holdings Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$16.77
- - -
-41.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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