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Company Analysis

HarborOne Bancorp, Inc. HONE

A comprehensive view of key metrics, scores, and financial health for HarborOne Bancorp, Inc.

Overview of HarborOne Bancorp, Inc.

HONE
Financial Services Banks - Regional
HarborOne Bancorp, Inc. (HONE), in the Banks - Regional industry.
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Enterprise Value
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Overall Score
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Top Beats
No strong beats yet

Quick Facts

Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$271.4M
17.1%%
Interest Expense
$145.8M
Net Interest Income
$125.7M
-8.1%%
Total Revenue
$313.7M
10.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
4.8%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$34.7M
126.4% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
Analysis based on partial data. Some metrics unavailable for complete assessment.
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Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating HarborOne Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
24
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
16
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For informational purposes only. Not investment advice.

Trade-Off Ledger

Where management spends the performance budget

Insufficient Data for Analysis

HONE - HarborOne Bancorp, Inc.

We have limited financial data for HONE. The Profitability and Safety axes don't have enough metrics for reliable analysis.

Data Coverage by Axis

Profitability
45% coverage
Safety
0% coverage Below threshold
Overall Coverage: 39.1% (Minimum 40% required)

What This Means

  • Currently at 39.1% data coverage (minimum 40% required)
  • Limited peer data available for industry benchmarking
  • Check back after quarterly or annual filings
  • Some metrics may not be applicable to this company's business model

What can you do?

  • View available sections like Moat Map or Engine Room for partial insights
  • Set up a watchlist alert to be notified when new data becomes available
  • Compare with peers in the same industry that have complete data

Two Futures

Scenario-based fair value ranges for HarborOne Bancorp, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Fair Value Range Current: $-
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