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Company Analysis

Huize Holding Limited HUIZ

A comprehensive view of key metrics, scores, and financial health for Huize Holding Limited

Overview of Huize Holding Limited

HUIZ NGM
Financial Services Insurance Brokers Framework: Insurance & Reinsurance Micro Cap
Huize Holding Limited (HUIZ), is a Micro Cap company, in the Insurance Brokers industry, last closed at $1.21, about 3402.1% undervalued vs fair value, -50.8% 1Y return, ranked 799/1078 in sector.
Metrics Rev Growth 26.7% ROE 1.0% Gross Margin 26.7%
USD 1.21
-0.83%
(Delayed)
• Vol 90d: 89.2%
52-Week Range
Market Cap
$11.42M
Enterprise Value
$-147.18M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Fair
Efficiency
Fair
Valuation
Weak
Growth
Fair
Profitability
Weak
Health
Fair
Efficiency
Fair
Valuation
Weak
Completeness: 70%
Confidence: 82%
Updated: Jul 5
Top Beats

Quick Facts

Website https://www.huize.com
HQ Shenzhen
Employees 1,034
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$23
$42
$79
Current: $1.21 +3402% vs base

Engine Room Money Flow™

Micro Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$1.6B
26.7%%
Claims & Losses
$-1.2B
33.6%%
Acquisition & Admin Expenses
$-356.6M
Underwriting Result
$6.7M
131.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
73.3%
Fair

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
3
Active Leaks
0/3
Improving
0
High Impact
2
Critical
Locked Leak
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Locked Leak
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Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Huize Holding Limited's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
25
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Developing
43
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing HUIZ's balance between Growth (33.5%), Profitability (8.8%), and Safety (57.7%). Growth 34% Safety 58% Profitability 9%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

48th percentile vs peers
48
Key Signals
Rev Growth YoY 26.7% 82p Revenue CAGR 3Y 11.0% 52p Equity Growth YoY 0.6% 16p Asset Growth YoY 6.1% 47p EPS Growth YoY -1.01 3p
Strengths
  • Rev Growth YoY in top 20% of peers (26.7%, 82th percentile)
  • Equity/Assets in top 20% of peers (46.0%, 82th percentile)
  • Financial Leverage in top 20% of peers (2.22, 83th percentile)
  • Interest Coverage (EBITDA) in top 20% of peers (143.43, 97th percentile)
Risks
  • Equity Growth YoY in bottom 20% of peers (0.6%)
  • EPS Growth YoY in bottom 20% of peers (-1.01)

Profitability

12th percentile vs peers
13
Key Signals
Strengths
Risks
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Safety

83th percentile vs peers
83
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Huize Holding Limited.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$42.20
- - -
+3402.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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