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Company Analysis

Huize Holding Limited HUIZ

A comprehensive view of key metrics, scores, and financial health for Huize Holding Limited

Overview of Huize Holding Limited

HUIZ NGM
Financial Services Insurance Brokers Micro Cap
Huize Holding Limited (HUIZ), is a Micro Cap company, in the Insurance Brokers industry, last closed at $1.66, about 2438.0% undervalued vs fair value, -18.6% 1Y return, ranked 862/1037 in sector.
$1.66
0.00%
As of April 28, 2026
Previous close • Vol 90d: 78.8%
52-Week Range
Market Cap
$16.75M
Enterprise Value
$-129.71M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Fair
Efficiency
Weak
Valuation
Weak
Growth
Fair
Profitability
Weak
Health
Fair
Efficiency
Weak
Valuation
Weak
Completeness: 70%
Confidence: 86%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.huize.com
HQ Shenzhen
Employees 1,034
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$23
$42
$79
Current: $1.66 +2438% vs base

Engine Room Money Flow™

Micro Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$1.2B
4.5%%
Claims & Losses
$-868.3M
15.9%%
Acquisition & Admin Expenses
$-339.2M
Underwriting Result
$-21.0M
-141.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
69.5%
Fair

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$77.0K

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
3
Active Leaks
0/3
Improving
0
High Impact
3
Critical
Locked Leak
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Locked Leak
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Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Huize Holding Limited's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
34
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Developing
43
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing HUIZ's balance between Growth (18.5%), Profitability (30.4%), and Safety (51.1%). Growth 19% Safety 51% Profitability 30%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

21th percentile vs peers
21
Key Signals
Rev Growth YoY 4.5% 33p Equity Growth YoY 0.9% 23p Revenue CAGR 3Y -17.8% 9p EPS Growth YoY -1.01 10p Asset Growth YoY -6.6% 19p
Strengths
  • Interest Coverage (EBITDA) in top 20% of peers (143.43, 89th percentile)
Risks
  • EPS Growth YoY in bottom 20% of peers (-1.01)
  • Growth below peer median (percentile: 21)

Profitability

35th percentile vs peers
35
Key Signals
Strengths
Risks
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Safety

58th percentile vs peers
59
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Huize Holding Limited.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$42.13
- - -
+2438.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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