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Company Analysis

ICICI Bank Limited IBN

A comprehensive view of key metrics, scores, and financial health for ICICI Bank Limited

Overview of ICICI Bank Limited

IBN NYQ
Financial Services Banks - Regional Large Cap
ICICI Bank Limited (IBN), is a Large Cap company, in the Banks - Regional industry, last closed at $26.58, about 3646.2% undervalued vs fair value, -10.9% 1Y return, placing in the top 10% of its sector.
$26.58
-0.89%
As of March 13, 2026
Previous close • Vol 90d: 20.8%
Market Cap
$100.82B
Enterprise Value
$461.40B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.icici.bank.in
HQ Mumbai
Employees 182,665
Fiscal year Mar 31

Next Events

Earnings Apr 18 Estimated

Fair Value Snapshot

Bear Base Bull
$552
$996
$1865
Current: $26.58 +3646% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.9T
16.8%%
Interest Expense
$890.3B
Net Interest Income
$973.0B
13.9%%
Total Revenue
$2.0T
27%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
16.3%
Excellent

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$84.8B
16.6% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating ICICI Bank Limited's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
67
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
81
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing IBN's balance between Growth (22.1%), Profitability (37.8%), and Safety (40.1%). Growth 22% Safety 40% Profitability 38%

Click axes to expand details. Marker shows current allocation.

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Growth

52th percentile vs peers
53
Key Signals
Asset Growth YoY 11.8% 81p Revenue CAGR 3Y 20.7% 56p Rev Growth YoY 27.0% 26p
Strengths
  • Asset Growth Yoy in top 20% of peers (11.8%, 81th percentile)
  • Roe in top 20% of peers (17.9%, 96th percentile)
  • Roa in top 20% of peers (2.0%, 95th percentile)
Risks

No significant risks identified for this axis.

Profitability

90th percentile vs peers
90
Key Signals
Strengths
Risks
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Safety

95th percentile vs peers
96
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for ICICI Bank Limited.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$995.73
- - -
+3646.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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