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Company Analysis

International Money Express, In IMXI

A comprehensive view of key metrics, scores, and financial health for International Money Express, In

Overview of International Money Express, Inc.

IMXI NCM
Technology Software - Infrastructure Small Cap
International Money Express, Inc. (IMXI), is a Small Cap company, in the Software - Infrastructure industry, last closed at $15.80, about 498.3% undervalued vs fair value, +20.9% 1Y return, ranked 608/761 in sector.
$15.80
0.13%
As of March 13, 2026
Previous close • Vol 90d: 4.0%
52-Week Range
Market Cap
$469.56M
Enterprise Value
$499.10M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.intermexonline.com
HQ Miami, FL
Employees 1,101
Fiscal year Dec 31

Next Events

Earnings May 6 Estimated

Fair Value Snapshot

Bear Base Bull
$86
$95
$104
Current: $15.80 +498% vs base

Engine Room Money Flow™

Small Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$658.6M
-0%%
Gross Profit
$229.7M
0.8%%
Operating Income
$99.9M
2.8%%
Net Income
$58.8M
-1.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
39.3%
Poor

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$108.0M
467.8% of FCF

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
6
Active Leaks
5/6
Improving
0
High Impact
2
Critical
Locked Leak
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Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating International Money Express, In's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
69
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
72
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 92% Coverage
Trade-Off Triangle Visualization A ternary plot showing IMXI's balance between Growth (23.6%), Profitability (38.7%), and Safety (37.7%). Growth 24% Safety 38% Profitability 39%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

38th percentile vs peers
38
Key Signals
Revenue CAGR 3Y 12.8% 52p Rev Growth YoY -0.0% 21p EPS Growth YoY 9.6% 37p EPS CAGR 3Y 14.3% 52p
Strengths
  • Roic in top 20% of peers (24.3%, 88th percentile)
  • Superior capital returns - 2 return metrics above peer median
  • Roe in top 20% of peers (41.4%, 84th percentile)
Risks
  • Growth below peer median (percentile: 38)

Profitability

62th percentile vs peers
63
Key Signals
Strengths
Risks
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Safety

60th percentile vs peers
61
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for International Money Express, In.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$94.53
- - -
+498.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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