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Company Analysis

Income Opportunity Realty Inves IOR

A comprehensive view of key metrics, scores, and financial health for Income Opportunity Realty Inves

Overview of Income Opportunity Realty Investors, Inc.

IOR ASE
Financial Services Mortgage Finance Micro Cap
Income Opportunity Realty Investors, Inc. (IOR), is a Micro Cap company, in the Mortgage Finance industry, last closed at $17.56, about 81.2% undervalued vs fair value, +1.2% 1Y return, ranked 719/1004 in sector.
$17.56
0.00%
As of March 13, 2026
Previous close • Vol 90d: 36.3%
52-Week Range
Market Cap
$77.26M
Enterprise Value
$77.25M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.incomeopp-realty.c...
HQ Dallas, TX
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$18
$32
$60
Current: $17.56 +81% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$6.3M
-37.4%%
Interest Expense
$1.6M
Net Interest Income
$6.6M
33.3%%
Total Revenue
$6.3M
-37.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
3.8%
Poor

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$802.0K
17.2% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Income Opportunity Realty Inves's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
53
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
87
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 79% Coverage
Trade-Off Triangle Visualization A ternary plot showing IOR's balance between Growth (18.5%), Profitability (38.8%), and Safety (42.7%). Growth 18% Safety 43% Profitability 39%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

38th percentile vs peers
39
Key Signals
Revenue CAGR 3Y 8.3% 83p EPS CAGR 3Y 9.7% 54p Rev Growth YoY -37.5% 11p EPS Growth YoY -32.2% 12p
Strengths
  • Revenue Cagr 3Y in top 20% of peers (8.3%, 83th percentile)
  • Interest Coverage Ratio in top 20% of peers (3.05, 85th percentile)
  • Superior capital returns - 2 return metrics above peer median
Risks
  • Rev Growth Yoy in bottom 20% of peers (-37.5%)
  • Eps Growth Yoy in bottom 20% of peers (-32.2%)
  • Growth below peer median (percentile: 38)

Profitability

81th percentile vs peers
81
Key Signals
Strengths
Risks
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Safety

89th percentile vs peers
90
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Income Opportunity Realty Inves.

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This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$31.81
- - -
+81.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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