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Company Analysis

John Marshall Bancorp, Inc. JMSB

A comprehensive view of key metrics, scores, and financial health for John Marshall Bancorp, Inc.

Overview of John Marshall Bancorp, Inc.

JMSB NCM
Financial Services Banks - Regional Micro Cap
John Marshall Bancorp, Inc. (JMSB), is a Micro Cap company, in the Banks - Regional industry, last closed at $19.60, about 3.0% overvalued vs fair value, +12.7% 1Y return, ranked 856/1004 in sector.
$19.60
-0.46%
As of March 13, 2026
Previous close • Vol 90d: 32.6%
52-Week Range
Market Cap
$277.85M
Enterprise Value
$232.65M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.johnmarshallbank.c...
HQ Reston, VA
Employees 139
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$11
$19
$36
Current: $19.60 -3% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$109.7M
9.2%%
Interest Expense
$52.7M
Net Interest Income
$50.7M
0.9%%
Total Revenue
$115.3M
116.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
6.9%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$3.6M
21.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating John Marshall Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
43
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
32
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing JMSB's balance between Growth (45.1%), Profitability (30.1%), and Safety (24.8%). Growth 45% Safety 25% Profitability 30%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

64th percentile vs peers
65
Key Signals
Rev Growth YoY 1.16 88p Asset Growth YoY 4.4% 54p Revenue CAGR 3Y 16.9% 45p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.16, 88th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

43th percentile vs peers
43
Key Signals
Strengths
Risks
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Safety

35th percentile vs peers
35
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for John Marshall Bancorp, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$19.01
- - -
-3.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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