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Company Analysis

James River Group Holdings, Ltd JRVR

A comprehensive view of key metrics, scores, and financial health for James River Group Holdings, Ltd

Overview of James River Group Holdings, Ltd.

JRVR NMS
Financial Services Insurance - Specialty Micro Cap
James River Group Holdings, Ltd. (JRVR), is a Micro Cap company, in the Insurance - Specialty industry, last closed at $6.39, about 77.3% undervalued vs fair value, +59.4% 1Y return, placing in the top 25% of its sector.
$6.39
-0.62%
As of March 13, 2026
Previous close • Vol 90d: 46.1%
52-Week Range
Market Cap
$293.72M
Enterprise Value
$384.83M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.jrvrgroup.com
HQ Chapel Hill, NC
Employees 645
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$6
$11
$21
Current: $6.39 +77% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$24.7M
Net Interest Income
$-24.7M
-0.2%%
Total Revenue
$707.6M
-12.9%%
Fee/Non-Interest Income
$732.3M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-25.7%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating James River Group Holdings, Ltd's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
24
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Weak
21
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing JRVR's balance between Growth (25.8%), Profitability (18.4%), and Safety (55.8%). Growth 26% Safety 56% Profitability 18%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

21th percentile vs peers
21
Key Signals
Revenue CAGR 3Y 5.1% 47p EPS Growth YoY 2.2% 26p Rev Growth YoY -12.8% 2p TSR -75.1% 3p
Strengths
  • D/E Ratio in top 20% of peers (51.3%, 80th percentile)
  • Current Ratio in top 20% of peers (13.29, 90th percentile)
  • Quick Ratio in top 20% of peers (25.54, 90th percentile)
  • Strong liquidity position vs peers
  • Conservative leverage compared to industry peers
Risks
  • Rev Growth Yoy in bottom 20% of peers (-12.8%)

Profitability

15th percentile vs peers
15
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for James River Group Holdings, Ltd.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
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Bear
-
- - -
- upside
-
Base
$11.33
- - -
+77.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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