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Company Analysis

Jackson Financial Inc. JXN

A comprehensive view of key metrics, scores, and financial health for Jackson Financial Inc.

Overview of Jackson Financial Inc.

JXN NYQ
Financial Services Insurance - Life Framework: Insurance & Reinsurance Mid Cap
Jackson Financial Inc. (JXN), is a Mid Cap company, in the Insurance - Life industry, last closed at $137.64, about 0.9% undervalued vs fair value, +49.4% 1Y return, ranked 714/1078 in sector.
Metrics Rev Growth 110.6% ROE 0.3% Gross Margin 87.7% Div Yield 3.68%
USD 137.64
2.01%
(Delayed)
• Vol 90d: 31.5%
52-Week Range
Market Cap
$9.32B
Enterprise Value
$9.62B
Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Fair
Health
Weak
Efficiency
Good
Valuation
Fair
Growth
Weak
Profitability
Fair
Health
Weak
Efficiency
Good
Valuation
Fair
Completeness: 94%
Confidence: 93%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.jackson.com
HQ Lansing, MI
Employees 3,090
Fiscal year Dec 31

Next Events

Earnings Nov 3 Call: Nov 4

Fair Value Snapshot

Bear Base Bull
$77
$139
$260
Current: $137.64 +1% vs base

Engine Room Money Flow™

Mid Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$6.5B
110.6%%
Claims & Losses
-$971.0M
38.3%%
Acquisition & Admin Expenses
$1.1B
Underwriting Result
-$114.0M
-111.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
14.9%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$936.0M
3466.7% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Jackson Financial Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
31
/100
Developing
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Consistent Premium Growth Premium growth trend is positive (signal score 0.73), reflecting successful new business generation and pricing momentum.

Key risks

  • Below-Peer Return on Equity ROE signal is weak (score 0.14), with ROE at 0.3% trailing peers — raising capital efficiency concerns.
  • Volatile Capital Returns Signal Cat Exposure Capital adequacy stability is low (score 0.09), indicating elevated catastrophe or reserve cycle exposure.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Underwriting Discipline

Developing
42
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Signals, strengths and risks for Underwriting Discipline

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Signals, strengths and risks for Float Investment Quality

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Signals, strengths and risks for Pricing Power

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Signals, strengths and risks for Capital Strength & Solvency

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Signals, strengths and risks for Operational Efficiency

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Signals, strengths and risks for Scale & Diversification

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing JXN's balance between Growth (65.6%), Profitability (19.6%), and Safety (14.8%). Growth 66% Safety 15% Profitability 20%

Click axes to expand details. Marker shows current allocation.

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Growth

41th percentile vs peers
42
Key Signals
Rev Growth YoY 1.11 96p Equity Growth YoY 2.1% 19p Asset Growth YoY 4.2% 34p Revenue CAGR 3Y -12.5% 5p EPS Growth YoY -1.02 5p
Strengths
  • Rev Growth YoY in top 20% of peers (1.11, 96th percentile)
Risks
  • Equity Growth YoY in bottom 20% of peers (2.1%)
  • EPS Growth YoY in bottom 20% of peers (-1.02)

Profitability

12th percentile vs peers
12
Key Signals
Strengths
Risks
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Safety

9th percentile vs peers
9
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Jackson Financial Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$138.87
- - -
+0.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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