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Company Analysis

KB Financial Group Inc KB

A comprehensive view of key metrics, scores, and financial health for KB Financial Group Inc

Overview of KB Financial Group Inc.

KB NYQ
Financial Services Banks - Regional Large Cap
KB Financial Group Inc. (KB), is a Large Cap company, in the Banks - Regional industry, last closed at $99.47, about 168972.5% undervalued vs fair value, +79.6% 1Y return, ranked 706/1004 in sector.
$99.47
0.15%
As of March 13, 2026
Previous close • Vol 90d: 35.7%
52-Week Range
Market Cap
$36.77B
Enterprise Value
$101.86T
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.kbfg.com
HQ Seoul
Fiscal year Dec 31

Next Events

Earnings Apr 21 Estimated

Fair Value Snapshot

Bear Base Bull
$93252
$168176
$314987
Current: $99.47 +168973% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$30.5T
4.6%%
Interest Expense
$13.1T
Net Interest Income
$12.8T
5.3%%
Total Revenue
$50.7T
152.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.4%
Fair

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$2.3T
47.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating KB Financial Group Inc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
40
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
59
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing KB's balance between Growth (53.3%), Profitability (21.0%), and Safety (25.7%). Growth 53% Safety 26% Profitability 21%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

83th percentile vs peers
83
Key Signals
Rev Growth YoY 1.52 94p Revenue CAGR 3Y 45.6% 94p Asset Growth YoY 5.3% 59p
Strengths
  • Growth performance in top 20% of peers (percentile: 83)
  • Rev Growth Yoy in top 20% of peers (1.52, 94th percentile)
  • Revenue Cagr 3Y in top 20% of peers (45.6%, 94th percentile)
Risks

No significant risks identified for this axis.

Profitability

32th percentile vs peers
33
Key Signals
Strengths
Risks
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Safety

40th percentile vs peers
40
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for KB Financial Group Inc.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$168176.38
- - -
+168972.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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