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Company Analysis

Kingsway Financial Services, In KFS

A comprehensive view of key metrics, scores, and financial health for Kingsway Financial Services, In

Overview of Kingsway Financial Services Inc.

KFS NYQ
Consumer Cyclical Auto & Truck Dealerships Small Cap
Kingsway Financial Services Inc. (KFS), is a Small Cap company, in the Auto & Truck Dealerships industry, last closed at $10.38, about 47.7% overvalued vs fair value, +36.6% 1Y return, placing in the top 25% of its sector.
$10.38
-5.29%
As of March 13, 2026
Previous close • Vol 90d: 45.8%
52-Week Range
Market Cap
$322.18M
Enterprise Value
$390.80M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://kingsway-financial.com
HQ Chicago, IL
Employees 433
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$5
$5
$6
Current: $10.38 -48% vs base

Engine Room Money Flow™

Small Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$112.5M
4.5%%
Gross Profit
$112.5M
4.5%%
Operating Income
$-8.3M
-134.9%%
Net Income
$-9.3M
-139.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
-3.9%
Poor

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$2.5M
703.1% of FCF

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
8
Active Leaks
0/8
Improving
0
High Impact
6
Critical
Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Kingsway Financial Services, In's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
47
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
52
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 88% Coverage
Trade-Off Triangle Visualization A ternary plot showing KFS's balance between Growth (31.6%), Profitability (31.4%), and Safety (37.0%). Growth 32% Safety 37% Profitability 31%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

48th percentile vs peers
49
Key Signals
Revenue CAGR 3Y 11.4% 70p Rev Growth YoY 4.5% 56p EPS Growth YoY -1.39 8p
Strengths
  • Gross Profit Margin in top 20% of peers (1.00, 96th percentile)
  • Current Ratio in top 20% of peers (38.38, 98th percentile)
  • Debt/Fcf Ratio in top 20% of peers (168.21, 94th percentile)
  • Strong liquidity position vs peers
  • Conservative leverage compared to industry peers
Risks
  • Eps Growth Yoy in bottom 20% of peers (-1.39)

Profitability

48th percentile vs peers
48
Key Signals
Strengths
Risks
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Safety

57th percentile vs peers
57
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Kingsway Financial Services, In.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$5.43
- - -
-47.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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