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Company Analysis

Kingstone Companies, Inc KINS

A comprehensive view of key metrics, scores, and financial health for Kingstone Companies, Inc

Overview of Kingstone Companies, Inc.

KINS NCM
Financial Services Insurance - Property & Casualty Micro Cap
Kingstone Companies, Inc. (KINS), is a Micro Cap company, in the Insurance - Property & Casualty industry, last closed at $15.20, about 49.8% overvalued vs fair value, -1.7% 1Y return, ranked 428/1004 in sector.
$15.20
0.60%
As of March 13, 2026
Previous close • Vol 90d: 31.7%
52-Week Range
Market Cap
$214.48M
Enterprise Value
$192.46M
Overall Score
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Top Beats

Quick Facts

Website https://www.kingstonecompanies...
HQ Kingston, NY
Employees 99
Fiscal year Dec 31

Next Events

Earnings May 7 Estimated

Fair Value Snapshot

Bear Base Bull
$4
$8
$14
Current: $15.20 -50% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Expense
$3.5M
Net Interest Income
$-3.5M
12.2%%
Total Revenue
$155.1M
7.6%%
Fee/Non-Interest Income
$158.7M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
27.5%
Excellent

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.3M
7.1% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Kingstone Companies, Inc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
57
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
36
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing KINS's balance between Growth (30.8%), Profitability (39.9%), and Safety (29.2%). Growth 31% Safety 29% Profitability 40%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

49th percentile vs peers
49
Key Signals
EPS Growth YoY 3.58 90p Rev Growth YoY 7.6% 42p TSR 2.20 94p Revenue CAGR 3Y -1.3% 6p
Strengths
  • Eps Growth Yoy in top 20% of peers (3.58, 90th percentile)
  • Superior capital returns - 2 return metrics above peer median
  • Tsr in top 20% of peers (2.20, 94th percentile)
  • Roic in top 20% of peers (27.2%, 97th percentile)
Risks

No significant risks identified for this axis.

Profitability

63th percentile vs peers
64
Key Signals
Strengths
Risks
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Safety

46th percentile vs peers
47
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Kingstone Companies, Inc.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
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Bear
-
- - -
- upside
-
Base
$7.63
- - -
-49.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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