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Company Analysis

Kinsale Capital Group, Inc. KNSL

A comprehensive view of key metrics, scores, and financial health for Kinsale Capital Group, Inc.

Overview of Kinsale Capital Group, Inc.

KNSL NYQ
Financial Services Insurance - Property & Casualty Mid Cap
Kinsale Capital Group, Inc. (KNSL), is a Mid Cap company, in the Insurance - Property & Casualty industry, last closed at $362.53, about 77.0% overvalued vs fair value, -20.6% 1Y return, ranked 264/1004 in sector.
$362.53
0.19%
As of March 13, 2026
Previous close • Vol 90d: 33.1%
52-Week Range
Market Cap
$8.37B
Enterprise Value
$8.43B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.kinsalecapitalgrou...
HQ Richmond, VA
Employees 711
Fiscal year Dec 31

Next Events

Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$46
$83
$156
Current: $362.53 -77% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$154.3M
50.5%%
Interest Expense
$10.6M
Net Interest Income
$-10.1M
1.6%%
Total Revenue
$1.9B
18%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
28.0%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$105.8M
25.5% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Kinsale Capital Group, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
76
/100
Strong
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Strong
77
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 96% Coverage
Trade-Off Triangle Visualization A ternary plot showing KNSL's balance between Growth (33.1%), Profitability (44.5%), and Safety (22.4%). Growth 33% Safety 22% Profitability 45%

Click axes to expand details. Marker shows current allocation.

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Growth

67th percentile vs peers
67
Key Signals
Rev Growth YoY 18.0% 77p Revenue CAGR 3Y 30.7% 84p EPS CAGR 3Y 39.0% 76p EPS Growth YoY 34.5% 51p TSR -15.8% 8p
Strengths
  • Revenue Cagr 3Y in top 20% of peers (30.7%, 84th percentile)
  • Interest Coverage Ratio in top 20% of peers (60.58, 84th percentile)
  • Superior capital returns - 3 return metrics above peer median
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

90th percentile vs peers
90
Key Signals
Strengths
Risks
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Safety

45th percentile vs peers
45
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Kinsale Capital Group, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$83.37
- - -
-77.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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