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Company Analysis

Kinsale Capital Group, Inc. KNSL

A comprehensive view of key metrics, scores, and financial health for Kinsale Capital Group, Inc.

Overview of Kinsale Capital Group, Inc.

KNSL NYQ
Financial Services Insurance - Property & Casualty Mid Cap
Kinsale Capital Group, Inc. (KNSL), is a Mid Cap company, in the Insurance - Property & Casualty industry, last closed at $329.08, about 74.7% overvalued vs fair value, -24.4% 1Y return, ranked 284/1037 in sector.
Metrics Rev Growth 18.0% ROE 29.3% Gross Margin 52.5% Div Yield 0.17%
$329.08
0.41%
As of April 28, 2026
Previous close • Vol 90d: 34.2%
52-Week Range
Market Cap
$7.59B
Enterprise Value
$7.65B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Excellent
Health
Fair
Efficiency
Fair
Valuation
Fair
Growth
Good
Profitability
Excellent
Health
Fair
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 89%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.kinsalecapitalgrou...
HQ Richmond, VA
Employees 711
Fiscal year Dec 31

Next Events

Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$46
$83
$156
Current: $329.08 -75% vs base

Engine Room Money Flow™

Mid Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$1.9B
18%%
Claims & Losses
$-890.7M
-1.8%%
Acquisition & Admin Expenses
$-721.0K
Underwriting Result
$634.3M
23.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
47.5%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$105.8M
21.0% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Kinsale Capital Group, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
72
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Strong
75
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing KNSL's balance between Growth (34.8%), Profitability (40.2%), and Safety (25.0%). Growth 35% Safety 25% Profitability 40%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

76th percentile vs peers
77
Key Signals
Rev Growth YoY 18.0% 77p Revenue CAGR 3Y 30.7% 84p Equity Growth YoY 36.5% 84p EPS Growth YoY 34.5% 48p Asset Growth YoY 16.0% 82p
Strengths
  • Revenue CAGR 3Y in top 20% of peers (30.7%, 84th percentile)
  • Equity Growth YoY in top 20% of peers (36.5%, 84th percentile)
  • ROE in top 20% of peers (29.2%, 82th percentile)
  • Net Profit Margin in top 20% of peers (26.9%, 91th percentile)
Risks

No significant risks identified for this axis.

Profitability

88th percentile vs peers
88
Key Signals
Strengths
Risks
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Safety

55th percentile vs peers
55
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Kinsale Capital Group, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$83.37
- - -
-74.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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