Skip to content
Company Analysis

Kinsale Capital Group, Inc. KNSL

A comprehensive view of key metrics, scores, and financial health for Kinsale Capital Group, Inc.

Overview of Kinsale Capital Group, Inc.

KNSL NYQ
Financial Services Insurance - Property & Casualty Framework: Insurance & Reinsurance Mid Cap
Kinsale Capital Group, Inc. (KNSL), is a Mid Cap company, in the Insurance - Property & Casualty industry, last closed at $311.38, about 73.2% overvalued vs fair value, -34.4% 1Y return, ranked 271/1037 in sector.
Metrics Rev Growth 18.0% ROE 29.3% Gross Margin 52.5% Div Yield 0.17%
USD 311.38
0.23%
(Delayed)
• Vol 90d: 35.0%
52-Week Range
Market Cap
$7.16B
Enterprise Value
$7.23B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Excellent
Health
Fair
Efficiency
Fair
Valuation
Fair
Growth
Good
Profitability
Excellent
Health
Fair
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 89%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.kinsalecapitalgrou...
HQ Richmond, VA
Employees 711
Fiscal year Dec 31

Next Events

Earnings Jul 23 Estimated

Fair Value Snapshot

Bear Base Bull
$46
$83
$156
Current: $311.38 -73% vs base

Engine Room Money Flow™

Mid Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$1.9B
18%%
Claims & Losses
$-890.7M
-1.8%%
Acquisition & Admin Expenses
$-721.0K
Underwriting Result
$634.3M
23.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
47.5%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$105.8M
21.0% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Kinsale Capital Group, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
73
/100
Moderate
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Underwriting Discipline

Moderate
75
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing KNSL's balance between Growth (35.1%), Profitability (40.1%), and Safety (24.8%). Growth 35% Safety 25% Profitability 40%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

79th percentile vs peers
80
Key Signals
Rev Growth YoY 18.0% 77p Revenue CAGR 3Y 30.7% 88p Equity Growth YoY 36.5% 88p EPS Growth YoY 34.5% 57p Asset Growth YoY 16.0% 87p
Strengths
  • Revenue CAGR 3Y in top 20% of peers (30.7%, 88th percentile)
  • Equity Growth YoY in top 20% of peers (36.5%, 88th percentile)
  • ROE in top 20% of peers (29.2%, 90th percentile)
  • Net Profit Margin in top 20% of peers (26.9%, 92th percentile)
Risks

No significant risks identified for this axis.

Profitability

91th percentile vs peers
91
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

56th percentile vs peers
56
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Kinsale Capital Group, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$83.37
- - -
-73.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info
Send Feedback
Please select a category.
0/1000