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Company Analysis

Lument Finance Trust, Inc. LFT

A comprehensive view of key metrics, scores, and financial health for Lument Finance Trust, Inc.

Overview of Lument Finance Trust, Inc.

LFT NYQ
Real Estate REIT - Mortgage Micro Cap
Lument Finance Trust, Inc. (LFT), is a Micro Cap company, in the REIT - Mortgage industry, last closed at $1.43, about 59.4% overvalued vs fair value, -47.8% 1Y return, placing in the top 25% of its sector.
$1.43
4.38%
As of March 13, 2026
Previous close • Vol 90d: 52.9%
52-Week Range
Market Cap
$72.26M
Enterprise Value
$733.67M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://lumentfinancetrust.com
HQ New York, NY
Fiscal year Dec 31

Next Events

Earnings Mar 19 Estimated

Fair Value Snapshot

Bear Base Bull
$1
$1
$1
Current: $1.43 -59% vs base

Engine Room Money Flow™

Micro Cap

Real Estate Investment Trust - Where revenue goes and how value is created

Flow Steps
Total Revenue
$34.9M
15.2%%
Net Operating Income
$103.4M
370.6%%
Net Income
$17.9M
14.9%%
FFO (Funds From Operations)
$16.3M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Real Estate Investment Trust

Quality & Reliability Indicators

FFO Payout Ratio
113.8%
Poor

Dividends / FFO - basic dividend safety

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$20.4M
125.4% of AFFO

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
2/2
Improving
1
High Impact
1
Critical
Locked Leak
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Moat Analysis REIT Specialized

Competitive Advantage Assessment

Evaluating Lument Finance Trust, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
68
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Rent Pricing Power

Strong
79
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing LFT's balance between Growth (26.4%), Profitability (40.7%), and Safety (33.0%). Growth 26% Safety 33% Profitability 41%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

52th percentile vs peers
52
Key Signals
Revenue CAGR 3Y 18.3% 74p EPS CAGR 3Y 4.9% 75p EPS Growth YoY 19.5% 53p Rev Growth YoY 15.2% 33p TSR -57.0% 16p
Strengths
  • Superior capital returns - 3 return metrics above peer median
  • Operating Margin in top 20% of peers (2.97, 96th percentile)
  • Roic in top 20% of peers (9.8%, 88th percentile)
Risks

No significant risks identified for this axis.

Profitability

80th percentile vs peers
81
Key Signals
Strengths
Risks
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Safety

65th percentile vs peers
65
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Lument Finance Trust, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$0.58
- - -
-59.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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