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Company Analysis

Lemonade, Inc. LMND

A comprehensive view of key metrics, scores, and financial health for Lemonade, Inc.

Overview of Lemonade, Inc.

LMND NYQ
Financial Services Insurance - Property & Casualty Mid Cap
Lemonade, Inc. (LMND), is a Mid Cap company, in the Insurance - Property & Casualty industry, last closed at $55.15, about 86.9% overvalued vs fair value, +49.1% 1Y return, ranked 902/1004 in sector.
$55.15
4.27%
As of March 13, 2026
Previous close • Vol 90d: 90.2%
52-Week Range
Market Cap
$4.23B
Enterprise Value
$3.99B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.lemonade.com
HQ New York, NY
Employees 1,282
Fiscal year Dec 31

Next Events

Earnings May 5 Estimated

Fair Value Snapshot

Bear Base Bull
$4
$7
$13
Current: $55.15 -87% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$8.3M
97.6%%
Interest Expense
$0
Total Revenue
$693.5M
31.7%%
Operating Expense
$415.2M
10.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-34.1%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
-
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Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Lemonade, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
23
/100
Weak
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Weak
14
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 83% Coverage
Trade-Off Triangle Visualization A ternary plot showing LMND's balance between Growth (63.3%), Profitability (5.1%), and Safety (31.6%). Growth 63% Safety 32% Profitability 5%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

75th percentile vs peers
76
Key Signals
Rev Growth YoY 31.7% 95p Revenue CAGR 3Y 39.3% 91p EPS Growth YoY 16.3% 26p
Strengths
  • Rev Growth Yoy in top 20% of peers (31.7%, 95th percentile)
  • Revenue Cagr 3Y in top 20% of peers (39.3%, 91th percentile)
  • Growth above peer median with strong metric coverage (75%)
  • Strong liquidity position vs peers
Risks

No significant risks identified for this axis.

Profitability

6th percentile vs peers
6
Key Signals
Strengths
Risks
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Safety

37th percentile vs peers
38
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Lemonade, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$7.20
- - -
-86.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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