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Company Analysis

Mastercard Incorporated MA

A comprehensive view of key metrics, scores, and financial health for Mastercard Incorporated

Overview of Mastercard Incorporated

MA NYQ
Financial Services Credit Services Mega Cap
Mastercard Incorporated (MA), is a Mega Cap company, in the Credit Services industry, last closed at $497.99, about 98.2% overvalued vs fair value, -6.4% 1Y return, placing in the top 25% of its sector.
$497.99
0.14%
As of March 13, 2026
Previous close • Vol 90d: 23.7%
52-Week Range
Market Cap
$459.36B
Enterprise Value
$467.79B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.mastercard.com
HQ Purchase, NY
Employees 39,800
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$5
$9
$17
Current: $497.99 -98% vs base

Engine Room Money Flow™

Mega Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$485.0M
39.4%%
Interest Expense
$722.0M
Net Interest Income
$-722.0M
-11.8%%
Total Revenue
$32.8B
16.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
193.5%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$14.5B
96.8% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Mastercard Incorporated's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
77
/100
Strong
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Strong
80
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing MA's balance between Growth (29.9%), Profitability (41.6%), and Safety (28.6%). Growth 30% Safety 29% Profitability 42%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

60th percentile vs peers
60
Key Signals
Revenue CAGR 3Y 13.8% 71p Rev Growth YoY 16.4% 53p EPS CAGR 3Y 17.3% 83p EPS Growth YoY 19.0% 44p TSR 9.0% 50p
Strengths
  • Eps Cagr 3Y in top 20% of peers (17.3%, 83th percentile)
  • Interest Coverage Ratio in top 20% of peers (26.73, 91th percentile)
  • Superior capital returns - 3 return metrics above peer median
  • Growth above peer median with strong metric coverage (100%)
Risks

No significant risks identified for this axis.

Profitability

83th percentile vs peers
84
Key Signals
Strengths
Risks
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Safety

57th percentile vs peers
58
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Mastercard Incorporated.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$8.92
- - -
-98.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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