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Company Analysis

Metropolitan Bank Holding Corp. MCB

A comprehensive view of key metrics, scores, and financial health for Metropolitan Bank Holding Corp.

Overview of Metropolitan Bank Holding Corp.

MCB NYQ
Financial Services Banks - Regional Small Cap
Metropolitan Bank Holding Corp. (MCB), is a Small Cap company, in the Banks - Regional industry, last closed at $78.91, about 7.8% overvalued vs fair value, +43.2% 1Y return, ranked 434/1004 in sector.
$78.91
0.70%
As of March 13, 2026
Previous close • Vol 90d: 38.4%
52-Week Range
Market Cap
$972.65M
Enterprise Value
$1.25B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.mcbankny.com
HQ New York, NY
Employees 326
Fiscal year Dec 31

Next Events

Earnings Apr 20 Estimated

Fair Value Snapshot

Bear Base Bull
$40
$73
$136
Current: $78.91 -8% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$468.4M
24.8%%
Interest Expense
$212.0M
Net Interest Income
$253.1M
13.6%%
Total Revenue
$527.1M
90.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.1%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$4.8M
7.2% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
0/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Metropolitan Bank Holding Corp.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
47
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
52
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing MCB's balance between Growth (45.6%), Profitability (24.1%), and Safety (30.3%). Growth 46% Safety 30% Profitability 24%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

80th percentile vs peers
80
Key Signals
Rev Growth YoY 90.4% 77p Asset Growth YoY 13.1% 84p Revenue CAGR 3Y 27.3% 79p
Strengths
  • Growth performance in top 20% of peers (percentile: 80)
  • Asset Growth Yoy in top 20% of peers (13.1%, 84th percentile)
Risks

No significant risks identified for this axis.

Profitability

42th percentile vs peers
43
Key Signals
Strengths
Risks
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Safety

53th percentile vs peers
53
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Metropolitan Bank Holding Corp..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$72.74
- - -
-7.8% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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