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Company Analysis

MFA Financial, Inc. MFA

A comprehensive view of key metrics, scores, and financial health for MFA Financial, Inc.

Overview of MFA Financial, Inc.

MFA NYQ
Real Estate REIT - Mortgage Small Cap
MFA Financial, Inc. (MFA), is a Small Cap company, in the REIT - Mortgage industry, last closed at $9.82, about 16.1% overvalued vs fair value, -10.0% 1Y return, ranked 105/330 in sector.
$9.82
-1.41%
As of March 13, 2026
Previous close • Vol 90d: 22.0%
52-Week Range
Market Cap
$1.04B
Enterprise Value
$7.43B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.mfafinancial.com
HQ New York, NY
Employees 307
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$7
$8
$9
Current: $9.82 -16% vs base

Engine Room Money Flow™

Small Cap

Real Estate Investment Trust - Where revenue goes and how value is created

Flow Steps
Total Revenue
$875.2M
246.1%%
Net Operating Income
$690.0M
518.3%%
Net Income
$85.9M
48.2%%
FFO (Funds From Operations)
$38.1M
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Real Estate Investment Trust

Quality & Reliability Indicators

FFO Payout Ratio
105.7%
Poor

Dividends / FFO - basic dividend safety

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$55.6M
145.8% of AFFO

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
2
Critical
Locked Leak
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Moat Analysis REIT Specialized

Competitive Advantage Assessment

Evaluating MFA Financial, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
48
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Rent Pricing Power

Moderate
53
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 96% Coverage
Trade-Off Triangle Visualization A ternary plot showing MFA's balance between Growth (34.2%), Profitability (27.8%), and Safety (37.9%). Growth 34% Safety 38% Profitability 28%

Click axes to expand details. Marker shows current allocation.

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Growth

54th percentile vs peers
55
Key Signals
Rev Growth YoY 2.46 81p EPS Growth YoY 79.6% 78p Revenue CAGR 3Y -12.2% 25p TSR -4.8% 53p EPS CAGR 3Y -31.0% 18p
Strengths
  • Rev Growth Yoy in top 20% of peers (2.46, 81th percentile)
  • Ebit Margin in top 20% of peers (2.43, 88th percentile)
  • Cash Flow To Debt Ratio in top 20% of peers (59.3%, 90th percentile)
  • Strong liquidity position vs peers
Risks

No significant risks identified for this axis.

Profitability

44th percentile vs peers
45
Key Signals
Strengths
Risks
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Safety

60th percentile vs peers
61
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for MFA Financial, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$8.24
- - -
-16.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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