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Company Analysis

Manulife Financial Corporation MFC

A comprehensive view of key metrics, scores, and financial health for Manulife Financial Corporation

Overview of Manulife Financial Corporation

MFC NYQ
Financial Services Insurance - Life Framework: Insurance & Reinsurance Large Cap
Manulife Financial Corporation (MFC), is a Large Cap company, in the Insurance - Life industry, last closed at $42.83, about 35.5% overvalued vs fair value, +39.5% 1Y return, ranked 386/1078 in sector.
Metrics P/E 11.3× Rev Growth -827.4% ROE 11.3% Gross Margin 25.5% Div Yield 5.41%
USD 42.83
0.78%
(Delayed)
• Vol 90d: 21.6%
52-Week Range
Market Cap
$69.21B
Enterprise Value
$57.67B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Fair
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 85%
Updated: Jul 5
Top Beats
No strong beats yet

Quick Facts

Website https://www.manulife.com
HQ Toronto, ON
Employees 37,000
Fiscal year Dec 31

Next Events

Earnings Aug 5 Call: Aug 6

Fair Value Snapshot

Bear Base Bull
$15
$28
$52
Current: $42.83 -36% vs base

Engine Room Money Flow™

Large Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$53.0B
827.4%%
Claims & Losses
$-39.5B
288.8%%
Acquisition & Admin Expenses
$-4.9B
Underwriting Result
$7.1B
0.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
74.5%
Fair

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$5.7B
99.2% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Manulife Financial Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
35
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Weak
22
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing MFC's balance between Growth (33.6%), Profitability (47.0%), and Safety (19.5%). Growth 34% Safety 19% Profitability 47%

Click axes to expand details. Marker shows current allocation.

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Growth

31th percentile vs peers
32
Key Signals
Revenue CAGR 3Y 29.9% 83p EPS Growth YoY 7.3% 39p Equity Growth YoY -1.3% 13p Asset Growth YoY 4.8% 37p Rev Growth YoY -8.27 0p
Strengths
  • Revenue CAGR 3Y in top 20% of peers (29.9%, 83th percentile)
Risks
  • Equity Growth YoY in bottom 20% of peers (-1.3%)
  • Rev Growth YoY in bottom 20% of peers (-8.27)

Profitability

44th percentile vs peers
44
Key Signals
Strengths
Risks
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Safety

18th percentile vs peers
18
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Manulife Financial Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$27.63
- - -
-35.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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