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Company Analysis

MainStreet Bancshares, Inc. MNSB

A comprehensive view of key metrics, scores, and financial health for MainStreet Bancshares, Inc.

Overview of MainStreet Bancshares, Inc.

MNSB NCM
Financial Services Banks - Regional Micro Cap
MainStreet Bancshares, Inc. (MNSB), is a Micro Cap company, in the Banks - Regional industry, last closed at $21.41, about 22.1% undervalued vs fair value, +24.5% 1Y return, ranked 631/1004 in sector.
$21.41
-0.37%
As of March 13, 2026
Previous close • Vol 90d: 26.0%
52-Week Range
Market Cap
$162.63M
Enterprise Value
$207.39M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://mstreetbank.com
HQ Fairfax, VA
Employees 174
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$15
$26
$49
Current: $21.41 +22% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$134.6M
8.2%%
Interest Expense
$62.0M
Net Interest Income
$62.6M
-18.5%%
Total Revenue
$135.9M
106.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-6.7%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
0/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating MainStreet Bancshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
27
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
10
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing MNSB's balance between Growth (79.0%), Profitability (15.3%), and Safety (5.7%). Growth 79% Safety 6% Profitability 15%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

57th percentile vs peers
57
Key Signals
Rev Growth YoY 1.06 84p Revenue CAGR 3Y 21.7% 63p Asset Growth YoY -0.7% 16p
Strengths
  • Rev Growth Yoy in top 20% of peers (1.06, 84th percentile)
Risks
  • Asset Growth Yoy in bottom 20% of peers (-0.7%)

Profitability

11th percentile vs peers
11
Key Signals
Strengths
Risks
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Safety

4th percentile vs peers
4
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for MainStreet Bancshares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$26.15
- - -
+22.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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