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Company Analysis

MidWestOne Financial Group, Inc MOFG

A comprehensive view of key metrics, scores, and financial health for MidWestOne Financial Group, Inc

Overview of MidWestOne Financial Group, Inc.

MOFG NMS
Financial Services Banks - Regional
MidWestOne Financial Group, Inc. (MOFG), in the Banks - Regional industry, +69.7% 1Y return.
-
0.00%
As of Feb. 24, 2026
Previous close • Vol 90d: 63.4%
52-Week Range
Enterprise Value
$843.21M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.midwestonefinancia...
HQ Iowa City, IA
Employees 757
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$17
$30
$57
Current: $None

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$294.3M
17.9%%
Interest Expense
$136.7M
Net Interest Income
$157.5M
9.3%%
Total Revenue
$69.3M
-57.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
-10.8%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating MidWestOne Financial Group, Inc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
32
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Weak
9
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing MOFG's balance between Growth (27.9%), Profitability (55.8%), and Safety (16.3%). Growth 28% Safety 16% Profitability 56%

Click axes to expand details. Marker shows current allocation.

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Growth

3th percentile vs peers
3
Key Signals
Asset Growth YoY -3.0% 9p Rev Growth YoY -57.4% 0p Revenue CAGR 3Y -29.6% 0p
Strengths

No notable strengths identified for this axis.

Risks
  • Growth in bottom 20% of peers (percentile: 3)
  • Asset Growth Yoy in bottom 20% of peers (-3.0%)
  • Rev Growth Yoy in bottom 20% of peers (-57.4%)

Profitability

6th percentile vs peers
7
Key Signals
Strengths
Risks
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Safety

1th percentile vs peers
2
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for MidWestOne Financial Group, Inc.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$30.28
- - -
- upside
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
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