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Company Analysis

Marqeta, Inc. MQ

A comprehensive view of key metrics, scores, and financial health for Marqeta, Inc.

Overview of Marqeta, Inc.

MQ NMS
Technology Software - Infrastructure Small Cap
Marqeta, Inc. (MQ), is a Small Cap company, in the Software - Infrastructure industry, last closed at $3.97, about 59.2% undervalued vs fair value, -8.1% 1Y return, ranked 684/761 in sector.
$3.97
-0.50%
As of March 13, 2026
Previous close • Vol 90d: 39.8%
52-Week Range
Market Cap
$1.84B
Enterprise Value
$875.20M
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.marqeta.com
HQ Oakland, CA
Employees 938
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$6
$6
$7
Current: $3.97 +59% vs base

Engine Room Money Flow™

Small Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$624.9M
23.3%%
Gross Profit
$69.7M
-80.2%%
Operating Income
$-29.2M
-19.2%%
Net Income
$-13.9M
-151%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Operating Cash Flow Margin
26.0%
Excellent

OCF / Revenue - cash profitability from operations

Locked Metric
-
Premium

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
Analysis based on partial data. Some metrics unavailable for complete assessment.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Marqeta, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
44
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Developing
32
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 70% Coverage
Trade-Off Triangle Visualization A ternary plot showing MQ's balance between Growth (32.4%), Profitability (28.5%), and Safety (39.2%). Growth 32% Safety 39% Profitability 28%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

45th percentile vs peers
45
Key Signals
Rev Growth YoY 23.2% 70p Revenue CAGR 3Y -5.8% 16p
Strengths
  • Fcf Margin in top 20% of peers (25.7%, 87th percentile)
  • Cash To Debt Ratio in top 20% of peers (45.01, 94th percentile)
Risks

No significant risks identified for this axis.

Profitability

39th percentile vs peers
40
Key Signals
Strengths
Risks
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Safety

54th percentile vs peers
55
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Marqeta, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$6.32
- - -
+59.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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