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Company Analysis

Meridian Corporation MRBK

A comprehensive view of key metrics, scores, and financial health for Meridian Corporation

Overview of Meridian Corporation

MRBK NMS
Financial Services Banks - Regional Micro Cap
Meridian Corporation (MRBK), is a Micro Cap company, in the Banks - Regional industry, last closed at $19.21, about 13.9% overvalued vs fair value, +41.4% 1Y return, ranked 585/1037 in sector.
Metrics Rev Growth 82.9% ROE 11.8% Gross Margin 54.4%
$19.21
-0.62%
As of April 28, 2026
Previous close • Vol 90d: 29.2%
52-Week Range
Market Cap
$228.10M
Enterprise Value
$355.30M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Fair
Health
Weak
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.meridianbanker.com
HQ Malvern, PA
Fiscal year Dec 31

Next Events

Earnings Apr 24

Fair Value Snapshot

Bear Base Bull
$9
$17
$31
Current: $19.21 -14% vs base

Engine Room Money Flow™

Micro Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$156.0M
14.2%%
Interest Expense
$78.6M
Net Interest Income
$71.0M
3%%
Total Revenue
$205.5M
82.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
9.5%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$5.6M
34.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
2
Active Leaks
1/2
Improving
0
High Impact
1
Critical
Locked Leak
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Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Meridian Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
37
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
33
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing MRBK's balance between Growth (40.1%), Profitability (30.6%), and Safety (29.3%). Growth 40% Safety 29% Profitability 31%

Click axes to expand details. Marker shows current allocation.

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Growth

65th percentile vs peers
65
Key Signals
Asset Growth YoY 7.3% 69p NII Growth YoY 3.0% 55p EPS Growth YoY 25.0% 77p Equity Growth YoY 8.5% 61p
Strengths
  • Financial Leverage in top 20% of peers (14.06, 93th percentile)
  • Growth above peer median with strong metric coverage (80%)
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

49th percentile vs peers
50
Key Signals
Strengths
Risks
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Safety

47th percentile vs peers
48
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Meridian Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$16.54
- - -
-13.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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