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Company Analysis

MGIC Investment Corporation MTG

A comprehensive view of key metrics, scores, and financial health for MGIC Investment Corporation

Overview of MGIC Investment Corporation

MTG NYQ
Financial Services Insurance - Specialty Mid Cap
MGIC Investment Corporation (MTG), is a Mid Cap company, in the Insurance - Specialty industry, last closed at $29.03, about 17.9% overvalued vs fair value, +16.3% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 0.5% ROE 14.3% Gross Margin 94.9%
$29.03
-0.17%
As of April 28, 2026
Previous close • Vol 90d: 26.2%
52-Week Range
Market Cap
$6.24B
Enterprise Value
$6.51B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Excellent
Health
Fair
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Excellent
Health
Fair
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 79%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.mgic.com
HQ Milwaukee, WI
Employees 542
Fiscal year Dec 31

Next Events

Earnings Apr 29 Estimated

Fair Value Snapshot

Bear Base Bull
$13
$24
$45
Current: $29.03 -18% vs base

Engine Room Money Flow™

Mid Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$1.2B
0.5%%
Claims & Losses
$-61.9M
1148.6%%
Acquisition & Admin Expenses
$-47.0M
Underwriting Result
$928.5M
-4.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
5.1%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$700.0M
94.8% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
0/1
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating MGIC Investment Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
71
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Moderate
57
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing MTG's balance between Growth (19.0%), Profitability (49.0%), and Safety (32.0%). Growth 19% Safety 32% Profitability 49%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

34th percentile vs peers
35
Key Signals
EPS Growth YoY 16.4% 64p Equity Growth YoY 2.0% 43p Rev Growth YoY 0.5% 22p Revenue CAGR 3Y 1.1% 27p Asset Growth YoY 1.4% 33p
Strengths
  • ROE in top 20% of peers (14.3%, 82th percentile)
  • Net Profit Margin in top 20% of peers (60.8%, 94th percentile)
  • Operating Margin in top 20% of peers (76.5%, 94th percentile)
  • ROA in top 20% of peers (11.7%, 94th percentile)
Risks
  • Growth below peer median (percentile: 34)

Profitability

90th percentile vs peers
90
Key Signals
Strengths
Risks
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Safety

58th percentile vs peers
59
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for MGIC Investment Corporation.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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Bear
-
- - -
- upside
-
Base
$23.82
- - -
-17.9% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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