Skip to content
Company Analysis

MGIC Investment Corporation MTG

A comprehensive view of key metrics, scores, and financial health for MGIC Investment Corporation

Overview of MGIC Investment Corporation

MTG NYQ
Financial Services Insurance - Specialty Framework: Insurance & Reinsurance Mid Cap
MGIC Investment Corporation (MTG), is a Mid Cap company, in the Insurance - Specialty industry, last closed at $25.81, about 7.7% overvalued vs fair value, -3.9% 1Y return, placing in the top 25% of its sector.
Metrics Rev Growth 0.5% ROE 14.3% Gross Margin 94.9%
USD 25.81
1.33%
(Delayed)
• Vol 90d: 26.3%
52-Week Range
Market Cap
$5.44B
Enterprise Value
$5.71B
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Excellent
Health
Fair
Efficiency
Good
Valuation
Fair
Growth
Fair
Profitability
Excellent
Health
Fair
Efficiency
Good
Valuation
Fair
Completeness: 82%
Confidence: 79%
Updated: Mar 8
Top Beats
No strong beats yet

Quick Facts

Website https://www.mgic.com
HQ Milwaukee, WI
Employees 542
Fiscal year Dec 31

Next Events

Earnings Jul 29 Estimated

Fair Value Snapshot

Bear Base Bull
$13
$24
$45
Current: $25.81 -8% vs base

Engine Room Money Flow™

Mid Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$1.2B
0.5%%
Claims & Losses
$-61.9M
1148.6%%
Acquisition & Admin Expenses
$-47.0M
Underwriting Result
$928.5M
-4.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Loss Ratio
5.1%
Excellent

Claims & Losses / Revenue — core underwriting discipline metric; lower is better

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$700.0M
91.7% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
0/1
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating MGIC Investment Corporation's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
78
/100
Strong
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Underwriting Discipline

Moderate
71
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing MTG's balance between Growth (15.7%), Profitability (50.3%), and Safety (34.1%). Growth 16% Safety 34% Profitability 50%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

26th percentile vs peers
26
Key Signals
Rev Growth YoY 0.5% 18p EPS Growth YoY 16.4% 44p Revenue CAGR 3Y 1.1% 23p Equity Growth YoY 2.0% 27p Asset Growth YoY 1.4% 32p
Strengths
  • Net Profit Margin in top 20% of peers (60.8%, 99th percentile)
  • Operating Margin in top 20% of peers (76.5%, 98th percentile)
  • ROA in top 20% of peers (11.7%, 98th percentile)
  • Equity/Assets in top 20% of peers (77.5%, 95th percentile)
Risks
  • Rev Growth YoY in bottom 20% of peers (0.5%)
  • Growth below peer median (percentile: 26)

Profitability

84th percentile vs peers
85
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

57th percentile vs peers
57
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for MGIC Investment Corporation.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$23.82
- - -
-7.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info
Send Feedback
Please select a category.
0/1000