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Company Analysis

NewtekOne, Inc. NEWT

A comprehensive view of key metrics, scores, and financial health for NewtekOne, Inc.

Overview of NewtekOne, Inc.

NEWT NGM
Financial Services Banks - Regional Small Cap
NewtekOne, Inc. (NEWT), is a Small Cap company, in the Banks - Regional industry, last closed at $11.79, about 14.2% undervalued vs fair value, -3.3% 1Y return, ranked 414/1004 in sector.
$11.79
0.51%
As of March 13, 2026
Previous close • Vol 90d: 37.8%
52-Week Range
Market Cap
$349.00M
Enterprise Value
$2.28B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.newtekone.com
HQ Boca Raton, FL
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$7
$13
$25
Current: $11.79 +14% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$121.4M
28.7%%
Interest Expense
$56.6M
Net Interest Income
$40.3M
51.3%%
Total Revenue
$322.2M
35.5%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
17.8%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$20.7M
41.9% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
1
Active Leaks
1/1
Improving
0
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating NewtekOne, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
57
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
63
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing NEWT's balance between Growth (27.3%), Profitability (34.4%), and Safety (38.3%). Growth 27% Safety 38% Profitability 34%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

69th percentile vs peers
70
Key Signals
Revenue CAGR 3Y 45.2% 94p Asset Growth YoY 33.2% 93p Rev Growth YoY 35.5% 31p
Strengths
  • Revenue Cagr 3Y in top 20% of peers (45.2%, 94th percentile)
  • Asset Growth Yoy in top 20% of peers (33.2%, 93th percentile)
  • Roe in top 20% of peers (18.6%, 96th percentile)
Risks

No significant risks identified for this axis.

Profitability

88th percentile vs peers
88
Key Signals
Strengths
Risks
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Safety

98th percentile vs peers
98
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for NewtekOne, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$13.46
- - -
+14.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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