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Company Analysis

NerdWallet, Inc. NRDS

A comprehensive view of key metrics, scores, and financial health for NerdWallet, Inc.

Overview of NerdWallet, Inc.

NRDS NGM
Communication Services Internet Content & Information Small Cap
NerdWallet, Inc. (NRDS), is a Small Cap company, in the Internet Content & Information industry, last closed at $9.93, about 213.0% undervalued vs fair value, +10.1% 1Y return, placing in the top 25% of its sector.
$9.93
-4.15%
As of March 13, 2026
Previous close • Vol 90d: 53.4%
52-Week Range
Market Cap
$745.33M
Enterprise Value
$667.13M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.nerdwallet.com
HQ San Mateo, CA
Employees 650
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$28
$31
$35
Current: $9.93 +213% vs base

Engine Room Money Flow™

Small Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$836.6M
21.7%%
Gross Profit
$772.9M
23.8%%
Operating Income
$69.6M
640.4%%
Net Income
$48.7M
60.2%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio
103.7%
Excellent

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$81.8M
162.0% of FCF

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
4
Active Leaks
3/4
Improving
1
High Impact
1
Critical
Locked Leak
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Locked Leak
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Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating NerdWallet, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
76
/100
Strong
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Strong
81
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing NRDS's balance between Growth (36.6%), Profitability (36.7%), and Safety (26.7%). Growth 37% Safety 27% Profitability 37%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

77th percentile vs peers
78
Key Signals
Rev Growth YoY 21.7% 80p Revenue CAGR 3Y 15.8% 65p EPS Growth YoY 3.50 95p
Strengths
  • Rev Growth Yoy in top 20% of peers (21.7%, 80th percentile)
  • Eps Growth Yoy in top 20% of peers (3.50, 95th percentile)
  • Gross Profit Margin in top 20% of peers (92.4%, 94th percentile)
  • Current Ratio in top 20% of peers (3.45, 82th percentile)
  • Superior capital returns - 2 return metrics above peer median
Risks

No significant risks identified for this axis.

Profitability

78th percentile vs peers
78
Key Signals
Strengths
Risks
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Safety

56th percentile vs peers
57
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for NerdWallet, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$31.08
- - -
+213.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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