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Company Analysis

NatWest Group plc NWG

A comprehensive view of key metrics, scores, and financial health for NatWest Group plc

Overview of NatWest Group plc

NWG NYQ
Financial Services Banks - Regional Large Cap
NatWest Group plc (NWG), is a Large Cap company, in the Banks - Regional industry, last closed at $14.97, about 27.3% overvalued vs fair value, +25.9% 1Y return, placing in the top 25% of its sector.
$14.97
-2.28%
As of March 13, 2026
Previous close • Vol 90d: 31.6%
52-Week Range
Market Cap
$63.84B
Enterprise Value
$50.32B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.natwestgroup.com
HQ Edinburgh
Employees 59,000
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$6
$11
$20
Current: $14.97 -27% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$25.7B
2%%
Interest Expense
$12.9B
Net Interest Income
$12.8B
13.8%%
Total Revenue
$16.6B
13.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
12.9%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$4.9B
90.1% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating NatWest Group plc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
62
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Strong
78
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing NWG's balance between Growth (13.2%), Profitability (47.8%), and Safety (39.0%). Growth 13% Safety 39% Profitability 48%

Click axes to expand details. Marker shows current allocation.

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Growth

22th percentile vs peers
22
Key Signals
Asset Growth YoY 0.9% 26p Rev Growth YoY 13.4% 21p Revenue CAGR 3Y 7.5% 18p
Strengths
  • Roe in top 20% of peers (14.2%, 88th percentile)
  • Operating Margin in top 20% of peers (41.8%, 93th percentile)
  • Net Profit Margin in top 20% of peers (35.1%, 97th percentile)
  • Roe in top 20% of peers (14.2%, 88th percentile)
  • Superior capital returns - 2 return metrics above peer median
Risks
  • Growth below peer median (percentile: 22)

Profitability

79th percentile vs peers
80
Key Signals
Strengths
Risks
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Safety

64th percentile vs peers
65
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for NatWest Group plc.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
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Bear
-
- - -
- upside
-
Base
$10.89
- - -
-27.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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