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Company Analysis

Origin Bancorp, Inc. OBK

A comprehensive view of key metrics, scores, and financial health for Origin Bancorp, Inc.

Overview of Origin Bancorp, Inc.

OBK NYQ
Financial Services Banks - Regional Small Cap
Origin Bancorp, Inc. (OBK), is a Small Cap company, in the Banks - Regional industry, last closed at $40.61, about 0.6% overvalued vs fair value, +14.3% 1Y return, ranked 314/1004 in sector.
$40.61
-0.49%
As of March 13, 2026
Previous close • Vol 90d: 24.9%
52-Week Range
Market Cap
$1.26B
Enterprise Value
$1.23B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.origin.bank
HQ Ruston, LA
Employees 988
Fiscal year Dec 31

Next Events

Earnings Apr 29 Estimated

Fair Value Snapshot

Bear Base Bull
$22
$40
$76
Current: $40.61 -1% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$564.6M
7.9%%
Interest Expense
$207.0M
Net Interest Income
$300.4M
0.3%%
Total Revenue
$598.6M
69.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
6.7%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$46.0M
60.2% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Origin Bancorp, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
48
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
29
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing OBK's balance between Growth (43.8%), Profitability (25.6%), and Safety (30.7%). Growth 44% Safety 31% Profitability 26%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

51th percentile vs peers
51
Key Signals
Rev Growth YoY 69.8% 62p Revenue CAGR 3Y 22.4% 65p Asset Growth YoY 0.5% 22p
Strengths

No notable strengths identified for this axis.

Risks

No significant risks identified for this axis.

Profitability

30th percentile vs peers
30
Key Signals
Strengths
Risks
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Safety

35th percentile vs peers
36
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Origin Bancorp, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$40.35
- - -
-0.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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