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Company Analysis

OceanFirst Financial Corp. - De OCFCP

A comprehensive view of key metrics, scores, and financial health for OceanFirst Financial Corp. - De

Overview of OceanFirst Financial Corp.

OCFCP
Financial Services Banks - Regional
OceanFirst Financial Corp. (OCFCP), in the Banks - Regional industry.
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Previous close
Enterprise Value
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Overall Score
View breakdown
Overall
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Excellent
Growth
Weak
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Excellent
Completeness: 6%
Confidence: 2%
Updated: Mar 8
Top Beats

Quick Facts

Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Insufficient data

Engine Room Money Flow™

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$642.2M
5.6%%
Interest Expense
$308.1M
Net Interest Income
$334.0M
-9.7%%
Total Revenue
$687.9M
8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
5.9%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$72.4M
72.3% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating OceanFirst Financial Corp. - De's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
42
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 52% Coverage
Trade-Off Triangle Visualization A ternary plot showing OCFCP's balance between Growth (11.3%), Profitability (22.3%), and Safety (66.4%). Growth 11% Safety 66% Profitability 22%

Click axes to expand details. Marker shows current allocation.

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Growth

12th percentile vs peers
13
Key Signals
Asset Growth YoY -0.9% 15p NII Growth YoY -9.7% 10p
Strengths
  • Conservative leverage compared to industry peers
Risks
  • Growth in bottom 20% of peers (percentile: 12)
  • Asset Growth YoY in bottom 20% of peers (-0.9%)
  • NII Growth YoY in bottom 20% of peers (-9.7%)

Profitability

25th percentile vs peers
25
Key Signals
Strengths
Risks
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Safety

75th percentile vs peers
75
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for OceanFirst Financial Corp. - De.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Fair Value Range Current: $-
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