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Company Analysis

Old National Bancorp ONB

A comprehensive view of key metrics, scores, and financial health for Old National Bancorp

Overview of Old National Bancorp

ONB NMS
Financial Services Banks - Regional Mid Cap
Old National Bancorp (ONB), is a Mid Cap company, in the Banks - Regional industry, last closed at $21.51, about 0.2% overvalued vs fair value, +1.8% 1Y return, ranked 292/1004 in sector.
$21.51
-0.46%
As of March 13, 2026
Previous close • Vol 90d: 28.2%
52-Week Range
Market Cap
$8.69B
Enterprise Value
$15.55B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.oldnational.com
HQ Evansville, IN
Employees 4,971
Fiscal year Dec 31

Next Events

Dividend Mar 16
Earnings Apr 21 Estimated

Fair Value Snapshot

Bear Base Bull
$12
$21
$40
Current: $21.51 0% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$2.6B
17.9%%
Interest Expense
$1.2B
Net Interest Income
$1.5B
1.8%%
Total Revenue
$3.7B
96.7%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
8.6%
Fair

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$296.9M
56.8% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
0/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Old National Bancorp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
51
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
66
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing ONB's balance between Growth (43.7%), Profitability (27.4%), and Safety (28.9%). Growth 44% Safety 29% Profitability 27%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

85th percentile vs peers
86
Key Signals
Rev Growth YoY 96.8% 80p Asset Growth YoY 34.7% 94p Revenue CAGR 3Y 29.0% 82p
Strengths
  • Growth performance in top 20% of peers (percentile: 85)
  • Rev Growth Yoy in top 20% of peers (96.8%, 80th percentile)
  • Asset Growth Yoy in top 20% of peers (34.7%, 94th percentile)
  • Revenue Cagr 3Y in top 20% of peers (29.0%, 82th percentile)
Risks

No significant risks identified for this axis.

Profitability

53th percentile vs peers
54
Key Signals
Strengths
Risks
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Safety

56th percentile vs peers
57
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Old National Bancorp.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$21.47
- - -
-0.2% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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