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Company Analysis

Old Republic International Corp ORI

A comprehensive view of key metrics, scores, and financial health for Old Republic International Corp

Overview of Old Republic International Corporation

ORI NYQ
Financial Services Insurance - Property & Casualty Large Cap
Old Republic International Corporation (ORI), is a Large Cap company, in the Insurance - Property & Casualty industry, last closed at $40.10, about 34.1% overvalued vs fair value, +6.9% 1Y return, ranked 423/1004 in sector.
$40.10
0.25%
As of March 13, 2026
Previous close • Vol 90d: 27.7%
52-Week Range
Market Cap
$10.28B
Enterprise Value
$11.60B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://www.oldrepublic.com
HQ Chicago, IL
Fiscal year Dec 31

Next Events

Dividend Mar 19
Earnings Apr 23 Estimated

Fair Value Snapshot

Bear Base Bull
$15
$26
$50
Current: $40.10 -34% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$92.6M
-3.7%%
Interest Expense
$70.1M
Net Interest Income
$-77.3M
-9.6%%
Total Revenue
$9.1B
10.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
15.2%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.2B
142.4% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Old Republic International Corp's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
47
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
64
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Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 96% Coverage
Trade-Off Triangle Visualization A ternary plot showing ORI's balance between Growth (32.0%), Profitability (37.9%), and Safety (30.1%). Growth 32% Safety 30% Profitability 38%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

43th percentile vs peers
44
Key Signals
Rev Growth YoY 10.4% 57p EPS Growth YoY 54.3% 58p TSR 82.7% 79p Revenue CAGR 3Y 4.0% 15p EPS CAGR 3Y -13.8% 19p
Strengths
  • Debt/Fcf Ratio in top 20% of peers (1.29, 84th percentile)
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

51th percentile vs peers
52
Key Signals
Strengths
Risks
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Safety

41th percentile vs peers
41
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Old Republic International Corp.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$26.43
- - -
-34.1% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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