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Company Analysis

PagSeguro Digital Ltd. PAGS

A comprehensive view of key metrics, scores, and financial health for PagSeguro Digital Ltd.

Overview of PagSeguro Digital Ltd.

PAGS NYQ
Technology Software - Infrastructure Mid Cap
PagSeguro Digital Ltd. (PAGS), is a Mid Cap company, in the Software - Infrastructure industry, last closed at $9.37, about 2609.3% undervalued vs fair value, +12.6% 1Y return, ranked 472/761 in sector.
$9.37
-0.32%
As of March 13, 2026
Previous close • Vol 90d: 49.8%
52-Week Range
Market Cap
$3.25B
Enterprise Value
$43.67B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://pagbank.com.br
HQ São Paulo, SP
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$233
$254
$278
Current: $9.37 +2609% vs base

Engine Room Money Flow™

Mid Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$18.3B
16.9%%
Gross Profit
$8.8B
16.5%%
Operating Income
$6.0B
10.6%%
Net Income
$2.1B
28%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Operating Cash Flow Margin
-18.6%
Poor

OCF / Revenue - cash profitability from operations

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
Analysis based on partial data. Some metrics unavailable for complete assessment.
1
Active Leaks
0/1
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating PagSeguro Digital Ltd.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
61
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
66
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 65% Coverage
Trade-Off Triangle Visualization A ternary plot showing PAGS's balance between Growth (36.2%), Profitability (36.3%), and Safety (27.5%). Growth 36% Safety 28% Profitability 36%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

64th percentile vs peers
65
Key Signals
Rev Growth YoY 16.9% 60p Revenue CAGR 3Y 21.2% 69p
Strengths
  • Operating Margin in top 20% of peers (32.5%, 94th percentile)
  • D/E Ratio in top 20% of peers (2.77, 92th percentile)
  • Conservative leverage compared to industry peers
Risks

No significant risks identified for this axis.

Profitability

64th percentile vs peers
65
Key Signals
Strengths
Risks
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Safety

49th percentile vs peers
49
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for PagSeguro Digital Ltd..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$253.86
- - -
+2609.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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