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Company Analysis

Payoneer Global Inc. PAYO

A comprehensive view of key metrics, scores, and financial health for Payoneer Global Inc.

Overview of Payoneer Global Inc.

PAYO NGM
Technology Software - Infrastructure Small Cap
Payoneer Global Inc. (PAYO), is a Small Cap company, in the Software - Infrastructure industry, last closed at $4.54, about 183.0% undervalued vs fair value, -37.9% 1Y return, placing in the top 25% of its sector.
$4.54
2.48%
As of March 13, 2026
Previous close • Vol 90d: 56.9%
52-Week Range
Market Cap
$1.62B
Enterprise Value
$1.26B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.payoneer.com
HQ New York, NY
Fiscal year Dec 31

Next Events

Earnings May 6 Estimated

Fair Value Snapshot

Bear Base Bull
$12
$13
$14
Current: $4.54 +183% vs base

Engine Room Money Flow™

Small Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$1.1B
7.7%%
Gross Profit
$825.6M
16.5%%
Operating Income
$124.7M
-16.3%%
Net Income
$73.2M
-39.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Operating Cash Flow Margin
22.2%
Good

OCF / Revenue - cash profitability from operations

Locked Metric
-
Premium

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
Analysis based on partial data. Some metrics unavailable for complete assessment.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Payoneer Global Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
73
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
74
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Software SaaS vs Industry Peers 70% Coverage
Trade-Off Triangle Visualization A ternary plot showing PAYO's balance between Growth (28.9%), Profitability (46.9%), and Safety (24.1%). Growth 29% Safety 24% Profitability 47%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

49th percentile vs peers
49
Key Signals
Revenue CAGR 3Y 18.8% 62p Rev Growth YoY 7.7% 38p
Strengths
  • Gross Profit Margin in top 20% of peers (84.4%, 93th percentile)
  • Cash To Debt Ratio in top 20% of peers (23.27, 91th percentile)
  • Consistently strong margins across 4 metrics
Risks

No significant risks identified for this axis.

Profitability

80th percentile vs peers
80
Key Signals
Strengths
Risks
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Safety

41th percentile vs peers
41
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Payoneer Global Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$12.85
- - -
+183.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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