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Company Analysis

Prosperity Bancshares, Inc. PB

A comprehensive view of key metrics, scores, and financial health for Prosperity Bancshares, Inc.

Overview of Prosperity Bancshares, Inc.

PB NYQ
Financial Services Banks - Regional Mid Cap
Prosperity Bancshares, Inc. (PB), is a Mid Cap company, in the Banks - Regional industry, last closed at $64.28, about 31.3% undervalued vs fair value, -9.3% 1Y return, ranked 282/1004 in sector.
$64.28
-1.65%
As of March 13, 2026
Previous close • Vol 90d: 26.9%
52-Week Range
Market Cap
$6.97B
Enterprise Value
$8.81B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.prosperitybankusa....
HQ Houston, TX
Employees 3,941
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$47
$84
$158
Current: $64.28 +31% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$1.6B
12.4%%
Interest Expense
$488.8M
Net Interest Income
$1.0B
7.3%%
Total Revenue
$1.7B
51.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
6.4%
Fair

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$289.1M
60.3% of Net Income

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
1
Active Leaks
1/1
Improving
1
High Impact
0
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Prosperity Bancshares, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
62
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Moderate
72
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing PB's balance between Growth (20.7%), Profitability (45.0%), and Safety (34.4%). Growth 21% Safety 34% Profitability 45%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

32th percentile vs peers
32
Key Signals
Rev Growth YoY 51.8% 44p Revenue CAGR 3Y 16.0% 39p Asset Growth YoY -2.8% 10p
Strengths
  • Operating Margin in top 20% of peers (39.9%, 91th percentile)
  • Net Profit Margin in top 20% of peers (31.2%, 93th percentile)
Risks
  • Asset Growth Yoy in bottom 20% of peers (-2.8%)
  • Growth below peer median (percentile: 32)

Profitability

69th percentile vs peers
70
Key Signals
Strengths
Risks
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Safety

53th percentile vs peers
53
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Prosperity Bancshares, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
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Bear
-
- - -
- upside
-
Base
$84.37
- - -
+31.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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