Skip to content
Company Analysis

Principal Financial Group Inc PFG

A comprehensive view of key metrics, scores, and financial health for Principal Financial Group Inc

Overview of Principal Financial Group, Inc.

PFG NMS
Financial Services Asset Management Large Cap
Principal Financial Group, Inc. (PFG), is a Large Cap company, in the Asset Management industry, last closed at $85.83, about 37.5% overvalued vs fair value, +2.3% 1Y return, ranked 287/1004 in sector.
$85.83
-0.42%
As of March 13, 2026
Previous close • Vol 90d: 24.2%
52-Week Range
Market Cap
$20.01B
Enterprise Value
$18.81B
Overall Score
Scores locked

Create a free account to see overall and pillar scores for Principal Financial Group Inc.

Top Beats
No strong beats yet

Quick Facts

Website https://www.principal.com
HQ Des Moines, IA
Employees 19,700
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$30
$54
$100
Current: $85.83 -38% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Total Revenue
$16.1B
18%%
Operating Expense (est.)
$14.2B
Pre-Provision Profit (est.)
$1.9B
Pre-Tax Income
$1.9B
155.8%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
14.2%
Good

Net Income / Equity - key bank profitability metric

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.7B
108.3% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Principal Financial Group Inc's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
41
/100
Developing
Scores based on quantitative metrics and qualitative factors

Upgrade to unlock interactive defense details

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Pricing Power

Developing
33
Premium
Unlock full defense details

See key signals plus strengths and risks for this moat dimension.

Upgrade for full defense analysis Premium-only evidence and insights.
For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 69% Coverage
Trade-Off Triangle Visualization A ternary plot showing PFG's balance between Growth (37.8%), Profitability (26.3%), and Safety (35.9%). Growth 38% Safety 36% Profitability 26%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

65th percentile vs peers
65
Key Signals
Rev Growth YoY 18.0% 63p EPS Growth YoY 1.63 85p Revenue CAGR 3Y 3.8% 47p EPS CAGR 3Y 4.8% 60p TSR 36.5% 79p
Strengths
  • Eps Growth Yoy in top 20% of peers (1.63, 85th percentile)
  • Superior capital returns - 2 return metrics above peer median
  • Growth above peer median with strong metric coverage (100%)
  • Cash Flow To Debt Ratio in top 20% of peers (15.10, 98th percentile)
Risks

No significant risks identified for this axis.

Profitability

45th percentile vs peers
45
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

61th percentile vs peers
62
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Principal Financial Group Inc.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$53.63
- - -
-37.5% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info