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Company Analysis

Peapack-Gladstone Financial Cor PGC

A comprehensive view of key metrics, scores, and financial health for Peapack-Gladstone Financial Cor

Overview of Peapack-Gladstone Financial Corporation

PGC NMS
Financial Services Banks - Regional Small Cap
Peapack-Gladstone Financial Corporation (PGC), is a Small Cap company, in the Banks - Regional industry, last closed at $33.37, about 12.6% undervalued vs fair value, +15.2% 1Y return, ranked 751/1004 in sector.
$33.37
-1.80%
As of March 13, 2026
Previous close • Vol 90d: 30.6%
52-Week Range
Market Cap
$596.10M
Enterprise Value
$847.46M
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.peapackprivate.com
HQ Bedminster, NJ
Employees 699
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$21
$38
$70
Current: $33.37 +13% vs base

Engine Room Money Flow™

Small Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$327.8M
7.8%%
Interest Expense
$161.6M
Net Interest Income
$149.0M
-4.5%%
Total Revenue
$441.4M
96.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
5.4%
Poor

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$11.6M
35.2% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Peapack-Gladstone Financial Cor's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
30
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
25
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing PGC's balance between Growth (63.3%), Profitability (17.1%), and Safety (19.6%). Growth 63% Safety 20% Profitability 17%

Click axes to expand details. Marker shows current allocation.

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Growth

73th percentile vs peers
73
Key Signals
Rev Growth YoY 96.9% 80p Asset Growth YoY 7.3% 69p Revenue CAGR 3Y 22.7% 67p
Strengths
  • Rev Growth Yoy in top 20% of peers (96.9%, 80th percentile)
  • Growth above peer median with strong metric coverage (72%)
Risks

No significant risks identified for this axis.

Profitability

19th percentile vs peers
20
Key Signals
Strengths
Risks
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Safety

22th percentile vs peers
23
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Peapack-Gladstone Financial Cor.

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$37.57
- - -
+12.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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