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Company Analysis

Progressive Corporation (The) PGR

A comprehensive view of key metrics, scores, and financial health for Progressive Corporation (The)

Overview of The Progressive Corporation

PGR NYQ
Financial Services Insurance - Property & Casualty Large Cap
The Progressive Corporation (PGR), is a Large Cap company, in the Insurance - Property & Casualty industry, last closed at $205.17, about 69.6% overvalued vs fair value, -29.5% 1Y return, ranked 500/1004 in sector.
$205.17
0.00%
As of March 13, 2026
Previous close • Vol 90d: 25.6%
52-Week Range
Market Cap
$123.39B
Enterprise Value
$130.11B
Overall Score
Scores locked

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Top Beats

Quick Facts

Website https://www.progressive.com
HQ Mayfield, OH
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$35
$62
$117
Current: $205.17 -70% vs base

Engine Room Money Flow™

Large Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$278.0M
-0.4%%
Interest Expense
$255.0M
Net Interest Income
$-279.0M
-4.1%%
Total Revenue
$79.9B
6.1%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
33.1%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$1.3B
15.6% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Progressive Corporation (The)'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
62
/100
Moderate
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Moderate
50
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing PGR's balance between Growth (30.7%), Profitability (38.4%), and Safety (30.9%). Growth 31% Safety 31% Profitability 38%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

56th percentile vs peers
56
Key Signals
Revenue CAGR 3Y 17.2% 71p EPS CAGR 3Y 1.44 92p TSR 99.2% 88p Rev Growth YoY 6.1% 28p EPS Growth YoY 20.0% 36p
Strengths
  • Eps Cagr 3Y in top 20% of peers (1.44, 92th percentile)
  • Interest Coverage Ratio in top 20% of peers (50.33, 81th percentile)
  • Superior capital returns - 3 return metrics above peer median
  • Tsr in top 20% of peers (99.2%, 88th percentile)
Risks

No significant risks identified for this axis.

Profitability

70th percentile vs peers
71
Key Signals
Strengths
Risks
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Safety

56th percentile vs peers
57
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Progressive Corporation (The).

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$62.39
- - -
-69.6% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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