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Company Analysis

Palomar Holdings, Inc. PLMR

A comprehensive view of key metrics, scores, and financial health for Palomar Holdings, Inc.

Overview of Palomar Holdings, Inc.

PLMR NMS
Financial Services Insurance - Property & Casualty Mid Cap
Palomar Holdings, Inc. (PLMR), is a Mid Cap company, in the Insurance - Property & Casualty industry, last closed at $120.19, about 72.3% overvalued vs fair value, -10.4% 1Y return, placing in the top 25% of its sector.
$120.19
0.33%
As of March 13, 2026
Previous close • Vol 90d: 33.5%
52-Week Range
Market Cap
$3.40B
Enterprise Value
$3.30B
Overall Score
Scores locked

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Top Beats
No strong beats yet

Quick Facts

Website https://plmr.com
HQ La Jolla, CA
Employees 439
Fiscal year Dec 31

Next Events

No upcoming events available.

Fair Value Snapshot

Bear Base Bull
$18
$33
$62
Current: $120.19 -72% vs base

Engine Room Money Flow™

Mid Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$36.5M
50.7%%
Interest Expense
$1.1M
Net Interest Income
$-1.1M
69.9%%
Total Revenue
$553.9M
47.3%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
16.1%
Excellent

Net Income / Equity - key bank profitability metric

Locked Metric
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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$53.5M
45.5% of Net Income

Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Palomar Holdings, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
76
/100
Strong
Scores based on quantitative metrics and qualitative factors

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Pricing Power

Strong
82
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Generic Industrial / Default vs Industry Peers 87% Coverage
Trade-Off Triangle Visualization A ternary plot showing PLMR's balance between Growth (38.7%), Profitability (39.2%), and Safety (22.1%). Growth 39% Safety 22% Profitability 39%

Click axes to expand details. Marker shows current allocation.

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Growth

80th percentile vs peers
80
Key Signals
Rev Growth YoY 47.3% 97p Revenue CAGR 3Y 30.8% 86p EPS CAGR 3Y 36.7% 73p EPS Growth YoY 43.4% 51p
Strengths
  • Growth performance in top 20% of peers (percentile: 80)
  • Rev Growth Yoy in top 20% of peers (47.3%, 97th percentile)
  • Revenue Cagr 3Y in top 20% of peers (30.8%, 86th percentile)
  • Interest Coverage Ratio in top 20% of peers (133.86, 93th percentile)
Risks

No significant risks identified for this axis.

Profitability

81th percentile vs peers
81
Key Signals
Strengths
Risks
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Safety

45th percentile vs peers
46
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Palomar Holdings, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$33.27
- - -
-72.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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