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Company Analysis

Palomar Holdings, Inc. PLMR

A comprehensive view of key metrics, scores, and financial health for Palomar Holdings, Inc.

Overview of Palomar Holdings, Inc.

PLMR NMS
Financial Services Insurance - Property & Casualty Framework: Insurance & Reinsurance Mid Cap
Palomar Holdings, Inc. (PLMR), is a Mid Cap company, in the Insurance - Property & Casualty industry, last closed at $136.34, about 73.4% overvalued vs fair value, +4.5% 1Y return, ranked 309/1078 in sector.
Metrics P/E 18.8× Rev Growth 58.2% ROE 23.6%
USD 136.34
-2.70%
(Delayed)
• Vol 90d: 38.3%
52-Week Range
Market Cap
$3.69B
Enterprise Value
$3.93B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Good
Growth
Good
Profitability
Fair
Health
Fair
Efficiency
Fair
Valuation
Good
Completeness: 82%
Confidence: 82%
Updated: Jul 5
Top Beats
No strong beats yet

Quick Facts

Website https://plmr.com
HQ La Jolla, CA
Employees 439
Fiscal year Dec 31

Next Events

Earnings Aug 3 Estimated

Fair Value Snapshot

Bear Base Bull
$20
$36
$68
Current: $136.34 -73% vs base

Engine Room Money Flow™

Mid Cap

Insurance & Reinsurance - Where revenue goes and how value is created

Flow Steps
Total Revenue
$876.0M
58.2%%
Underwriting Result
$253.8M
66.6%%
Net Income
$197.1M
67.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Insurance & Reinsurance

Quality & Reliability Indicators

Net Income Margin
22.5%
Excellent

Net Income / Revenue — overall bottom-line profitability after investment income and taxes

Locked Metric
-
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Where It Leaks

Cash Flow Health healthy
Strong cash conversion with minimal leakage across profit-to-cash-to-value chain.
0
Active Leaks
0/0
Improving
0
High Impact
0
Critical
Moat Analysis Insurance & Reinsurance

Competitive Advantage Assessment

Evaluating Palomar Holdings, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
81
/100
Strong
Scores based on quantitative metrics and qualitative factors

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Underwriting Discipline

Strong
82
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Insurance (Life, P&C, Reinsurance) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing PLMR's balance between Growth (35.6%), Profitability (34.4%), and Safety (30.0%). Growth 36% Safety 30% Profitability 34%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

87th percentile vs peers
87
Key Signals
Rev Growth YoY 58.2% 93p Revenue CAGR 3Y 38.9% 91p Equity Growth YoY 29.3% 81p EPS Growth YoY 59.9% 71p Asset Growth YoY 34.9% 96p
Strengths
  • Growth performance in top 20% of peers (percentile: 87)
  • Rev Growth YoY in top 20% of peers (58.2%, 93th percentile)
  • Revenue CAGR 3Y in top 20% of peers (38.9%, 91th percentile)
  • Equity Growth YoY in top 20% of peers (29.3%, 81th percentile)
Risks

No significant risks identified for this axis.

Profitability

84th percentile vs peers
84
Key Signals
Strengths
Risks
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Safety

73th percentile vs peers
74
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Palomar Holdings, Inc..

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Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$36.31
- - -
-73.4% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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